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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.

 
 

Erica Sandberg's articles at CreditCardGuide.com

Should some people be banned from credit cards?

One reader wonders if his sister is one of those people who just shouldn’t be allowed to have a credit card …

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Rejected card a result of data breach?

One reader’s favorite card was rejected in an online transaction. He asks if this is the future …

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Can I get out of paying my annual fee?

One reader wonders if there’s a way to get out of paying her annual fee by downgrading her card …

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How to teach your kids that money doesn't grow on trees

Starting with how to earn the green stuff, here’s what your little guys need to know about finances …

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Laid off and facing card debt

Can this reader put extra, past payments toward future minimums now that he’s short on cash due to a layoff?

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