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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, and She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.


Erica Sandberg's articles at

When your spouse opens a card in your names

If you aren’t sure whether your spouse has opened a credit card in your name, there are ways to find out …

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Choosing a credit card when you have low scores

Even if your credit scores are low, there may be cards for you. We’ll tell you what you need to know …

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What to do when identity numbers are stolen

When your Social Security number and driver’s license number are stolen, what should you do? …

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That late medical bill can ding your credit report

Doctor’s offices aren’t in the business of collections, and frequently turn late payments over to credit agencies. What can you do?

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Cancer patient's court fines go to collections

With his driver’s license suspended due to late court fines, this cancer patient struggles with how to fix the situation and make it to doctor’s appointments

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