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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.

 
 

Erica Sandberg's articles at CreditCardGuide.com

How to land a secured card

Having trouble getting approved for a secured card? Here are the steps that can help you land one …

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Married doesn't automatically mean joined cards, credit

Just because you have a marriage license doesn’t mean your credit is always joined. Issuers look at your credit reports individually …

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Bankruptcy options when bills can't be paid

What’s the best way to get creditors off your back? Should you file for bankruptcy or are there other options?

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When's the best time to seek credit counseling?

Credit counseling isn’t about being scolded for your credit mistakes. The sooner you get objective financial advice from a professional, the better …

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Wife bails husband out of card debt, again

A husband needs his wife to bail him out of card debt — again. If this continues, what options does this couple have to fix its finances (and marriage)?

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