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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.

 
 

Erica Sandberg's articles at CreditCardGuide.com

What do potential landlords look for in your credit report?

You don’t have to have a stellar credit history to rent, but the better it is, the easier it will be for you to land a place …

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A pet's medical costs shouldn't have to hurt your credit

When a pet’s medical costs encroach on your budget, there are ways to get him treatment without harming your credit …

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Spouse overspending on cards? Here's what to do

Don’t know what to do about your spouse’s spending sprees? Here are some solutions …

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What to do when you have no job and student loans

When your finances are crashing down around you, what should be your first step?

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Should you use your emergency fund?

You’ve saved all that money in your emergency fund, and now a surprise bill is in front of you. What should you do?

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