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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.

 
 

Erica Sandberg's articles at CreditCardGuide.com

3 ways to protect your identity this holiday season

With retail data breaches on the rise, how can consumers protect themselves this holiday season? Here are three ways to be data savvy while gift shopping …

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Pining for a card on a tight budget, bad credit

If you’ve had bad credit and are on a tight budget, you still may yearn for a new card. But is now the right time?

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After building great credit, here are the next steps

After building your credit to an excellent score, you might just wonder what your next steps should be …

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Share your card with an authorized user, not a co-signer

Sharing your card can wreak havoc on your credit no matter what you choose to do, but having a co-signer is more problematic than having an authorized user …

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Paying back a student loan isn't optional

In most cases, you can’t discharge a student loan with bankruptcy, so it isn’t going away. Even when broke, paying for your student loans should be a priority …

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