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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, and She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.


Erica Sandberg's articles at

Forget credit limit increase if card is maxed out

Asking for more credit so that you don’t bust your credit limit won’t fly with card issuers. Work on lowering the balance before pursuing more credit …

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Check credit reports if you're concerned creditor might sue

Checking your credit report is an important step to make sure your credit is the best it can be …

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Employer credit report request riles student

Does an employer want to see your credit report? That’s good news! Here’s what you need to know …

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Spiteful spouse? Convince him his credit is at risk, too

Your ex may try to sabotage your credit, but remind him that his credit file can be affected as well …

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The secret to great credit management

Being great with money doesn’t necessarily translate into having great credit. Learn the secret to having an amazing credit score …

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