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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.

 
 

Erica Sandberg's articles at CreditCardGuide.com

Can I Help My Daughter Rebuild Her Credit?

His daughter’s life — and credit — got torn apart in her divorce. Is there any way this dad can use his good credit to give hers a leg up?

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How to Hunt Down an Old Debt

When old debt gets resold among collectors, it can be hard to track it down and pay off, especially if you’ve changed addresses and phone numbers. But it’s important to do so to avoid credit damage

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Can I Skip Credit Counseling and Do it Myself?

There’s no wizardry behind what credit counselors do. In fact, if you are motivated to pay down debt, and disciplined enough, you can replicate many of their techniques at home

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Mistaken Identity Brings Flood of Collection Calls

The collectors are after someone named Samuel. But she’s named Samantha and has no idea who Samuel is. That’s not stopping the collection calls, though

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Daughter Can't Hide from Card Debt Forever

A 26-year-old with $3,000 in credit card debt thinks she’s invincible because she has nothing of value that collectors can take. But she’s very wrong, says our expert

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