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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.

 
 

Erica Sandberg's articles at CreditCardGuide.com

Which is better: No credit or bad credit?

You’ll sometimes hear that bad credit is better than none. The fact is that you can improve your credit, no matter what state it’s in …

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Can people on Section 8 and SNAP get a card?

The source of your income is not as important to card issuers as the amount and stability. That means getting government assistance is not a disadvantage …

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Couple with mixed scores debate best way to land mortgage

With time and patience, you can improve your credit score and get the mortgage rate you deserve …

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When gas prices drop, budget for cash boost

Being suddenly flush with cash as gas prices drop is a good problem to have. Here are ideas on how to handle that extra money best …

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How to make a balance transfer work for you

Before transferring a card balance, learn how balance transfers can work to your advantage — or disadvantage …

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