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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, and She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.


Erica Sandberg's articles at

The pros and cons of charging your rent

Charging rent on your credit card may be possible, but is it wise? Here are some ways to do it smartly and even rack up rewards points …

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How to build credit after leaving abusive spouse

A former abuser might have controlled more than the purse strings — you could also be facing identity theft…

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Should you settle a debt when you are filing for Chapter 7?

You may be tempted to settle a debt, even though you are about to file for Chapter 7 bankruptcy. Is that a good idea?

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Is your adult child ready for authorized card user status?

To help build an adult child’s credit, try adding him as an authorized user to your credit card, but make sure there are charging rules in place …

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Clear up debts before moving abroad

If you don’t want to face legal action by creditors, don’t abandon your debt when you leave the country …

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