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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, and She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.


Erica Sandberg's articles at

What to do when a creditor calls

When a creditor says you owe money and it’s news to you, here is what you should (and shouldn’t) do before you pay up …

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5 things that matter most to your FICO score

It takes time to build up your credit score. But with patience and by following a few simple rules, you can have great credit …

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Building credit takes time, patience

Even if you don’t have a lot of income, you can build your way toward a great credit card. Here are some tips …

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How to cut your adult child off financially

Drowning in expenses because your adult child leans on you financially? Here’s how to break away …

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Bounce back from youthful credit mistakes

Even after youthful mistakes are made, you can rebuild your credit with a few simple steps …

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