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Erica Sandberg

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Erica Sandberg

Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.

Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, and She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.

Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.


Erica Sandberg's articles at

Can debt collectors throw you in jail?

Debt collectors can ask for your contact information from your family or friends, but can they threaten jail time?

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Credit cards can be a lifeline, but not all the time

When funds are low, and there’s no food in the pantry, is it time to turn to a credit card?

Full Story

Steps to protect young adults from identity theft

Young adults should be aware of identity theft issues so they can prevent identity theft from happening …

Full Story

What should you do when a creditor threatens to sue?

Just because creditors threaten to sue, doesn’t mean they can. But know the law in your state before proceeding …

Full Story

What do potential landlords look for in your credit report?

You don’t have to have a stellar credit history to rent, but the better it is, the easier it will be for you to land a place …

Full Story

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