Taking out a balance transfer may lower your FICO score in the short-term. But it can also help boost your score over time. Here are the three ways in which taking out a balance transfer will impact your credit score.

If you're willing to do the work, you can save some serious money with a 0 percent promotional offer on purchases or balance transfers. However, it takes careful discipline to see a substantial payoff, say experts.

Long-term 0 percent balance transfer offers can be a great way to get a cheap short-term loan. However, they can also cost you a great deal more than you save if you're not careful. Here's how to avoid the traps and make the most of your next balance transfer deal

Promotional balance transfer offers are slowly making a comeback. But before you sign up to transfer your balance to a lower rate card, make sure you compare offers to get the best deal possible …

If chances are that you will be carrying a balance forward on your credit cards into the New Year, here are a few options to help you get an edge on the January credit card blues and avoid high interest charges.