If chances are that you will be carrying a balance forward on your credit cards into the New Year, here are a few options to help you get an edge on the January credit card blues and avoid high interest charges.

After having almost dried up in the aftermath of the 2008 credit crisis, 0% APR balance transfer offers have bounced back. Here is a guide to some of the more attractive current 0% APR offers.

Back in the heydays of easy credit, anyone with decent credit could apply for a credit card online, and moments later, have a balance transfer of $5,000-10,000 heading their way.

Back in the heyday of easy credit, some savvy consumers found a way to make money on credit cards-instead of the other way around.

Whether you carry a Visa, MasterCard, Discover, or American Express credit card, chances are that your existing credit cards have a balance transfer offer available—even though you haven’t received an offer in the mail.