For years, home-builder John London of Iowa had a pretty neat business formula going. When putting up a house, he would charge the cost of materials to his credit cards, pay the minimum monthly payment for a while, and then pay the cards off in full when the home was sold.

You can also use a small business credit card to help manage and control expenses for your business.

If your business involves travel, the best card for you may be a card that awards you in frequent flyer miles or allows you to accumulate points that can be redeemed towards free travel.

Looking for a silver lining in those relentless business expenditures? Look no further.

Cash flow issues are one of the most common causes of small business failure.