If you're struggling to follow through on your New Year's resolution to pare down spending, take heart: April is Financial Literacy Month, and with it comes a fresh wave of advice on how to transform that financial makeover from a should-do to a can-do …

Even the most cautious cardholder can get tripped up from time to time by the multitude of fees that are triggered each time you pull out your card. Here is a guide to the 5 most common credit card fees that cardholders incur — and how to avoid them.

In the first article in this series, we covered some common — and costly — credit card blunders that nearly all of us make at some point. Here are 5 more foolish credit card mistakes that you may not realize you're making.

With age comes wisdom, but not necessarily financial security: Recent studies have shown that America's seniors are racking up credit card debt like never before. If you or a loved one are planning to retire in the next few years, then you need to plan ahead.

Americans cut back on credit card usage more than ever last year, in part in to simplify their finances. However, even if you don’t use a credit card, you may want to think twice before closing the account, as it could have unintended consequences on your credit score.