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Think Twice Before Closing a Credit Card

Americans cut back on credit card usage more than ever last year, in part in to simplify their finances. However, even if you don’t use a credit card, you may want to think twice before closing the account, as it could have unintended consequences on your credit score.

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Credit Cards and Retail Therapy: How Much Is Too Much?

If you’re sad or feeling lonely, buying yourself a little something can be a great pick-me-up. The practice has even earned a name: retail therapy. But retail therapy can at times get out of hand, and start people down a slippery slope of mounting credit card debt and financial hardship.

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Protect Yourself from Holiday Shopping Scams

As consumers hit the malls, another type of Holiday pixies is waiting, and they are not as friendly as Santa and his crew.

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Retail Credit Cards and Holiday Shopping: Proceed With Caution

With Holiday shopping season just around the corner, retailers are gearing up for the busiest time of the year with new tantalizing offers to compete for shoppers' attention.

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How to Go From Credit Card Debt to Millionaire

Could you go from struggling with credit card debt to being millionaire in one fell swoop? Believe it or not, the mechanism for getting mired in credit card debt and becoming a millionaire is the exact same.

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