A secured credit card is similar to a regular credit card in all ways but one: it is backed by a deposit you make into a bank account, which serves as security for the card.

Here are some questions to ask when comparing unsecured credit cards.

Once your credit has deteriorated, the rules of the game change, and your options for getting credit are limited.

The universe of credit cards for people with poor credit has very different rules than that of ’standard’ credit cards.

Despite the economic downturn of the past few years, consumer-spending has stayed steady, largely fueled by low interest rates that have made it easy to finance new cars, furniture, and other consumer goods.