According to a recent study by Experian on credit card trends for 20 major American cities, if you live in New York, you likely have more credit cards than the national average.

There are many different reasons people apply for a credit card, and finding the best card varies accordingly. Here are some of the main reasons people apply for credit cards as well as tips for finding the best card in each category.

No matter what your credit, there are numerous options for instant approval credit cards online. As for all credit cards, however, be aware that the benefits of these cards vary depending on your credit score.

Credit cardholders have enjoyed protection from over-the-limit fees since February this year. Starting August 15, banks will be required to get customers' permission to enroll them into debit card overdraft protection as well.

Back in the day, taking credit card payments required a merchant account, a clunky card reader, and monthly fees. Today, however all it takes is your mobile phone