Most consumers would agree that the Credit CARD Act of 2009 made life easier for credit card users. However, despite the new protections, card issuers have been quick to come up with new traps for unsuspecting consumers.

Today’s penalty rates may not have the same sting as the retroactive default rates of the past. However, they’re still painful — especially if you’ve got a card you don’t want to give up — and should be avoided at all costs

High credit card interest charges can take a significant bite out of your hard-earned money. To protect yourself, follow these seven commandments of credit card interest and never pay a penny more than necessary on your cards …

There are some people who find balancing spreadsheets fun. Then there's the rest of us. Luckily, if you're among the nearly 75 million smartphone users in the U.S., there are plenty of cell-phone apps that promise to make financial management less of a chore

It's true that banks do pick up some of the tab for credit card fraud. However, merchants do too. And, eventually, that trickles down to — you guessed it — you and me …