According to a recent study of 150,000 consumers, nearly 60 percent of credit card users are now paying off their monthly card balances in full; an almost 33 percent increase from last year.

Gift cards are becoming ever more popular; last year, Americans spent approximately $87 billion dollars on store gift cards alone-and that’s excluding bank issued cards, such as Visa or American Express gift cards.

If you are one of the three out of four Americans, who according to surveys crave greater knowledge of how to manage their personal finances in general and credit cards specifically, here is one unexpected resource: credit card companies.

The world of online gambling recently was rocked, as credit card giants Visa and Mastercard took steps to curtail credit card usage for online gambling.

With the door slammed shut on retroactive interest rate increases, credit card issuers have turned their attention to one source of revenue poorly regulated by the new law: credit card fees.