Payday loans are often advertised as short-term debt that can help you through an emergency. But that’s not how consumers are using them

Do you take a quick glance at your credit card statement once a month, check the amounts of the major purchases, then pay? If so, you might want to take a closer look at your bill

Getting a data breach notification letter in the mail may cause your stomach to drop. But don’t panic — keeping a careful eye on your accounts and credit reports should help you keep thieves at bay

It sounds like a great deal: Just type in your credit card number, and you get to try out a product for free.
But free trial offers often come at a price

Using a credit card to pay taxes may seem like a good way to lessen the pain. It’s quick and convenient and may even earn you some rewards. However, first consider what it will cost you