Customizable credit cards sound like a consumer’s dream come true: a credit card that allows cardholders to pick and choose among the features they prefer.

While people sometimes use the words charge cards and credit cards synonymously, the two are actually very different payment instruments, which each come with their own unique set of advantages and disadvantages.

With so many different types of credit cards available, it can be difficult to determine which card issuer offers the best deals. While there is no one-size-fits-all answer to the question of which credit card issuer is the best.

With the recent launch of Square, a quarter-sized credit card reader that plugs into your cell phone, the average consumer will now have the ability to take credit cards payments.

Consumer borrowing picked up in March according to newly released data from the Federal Reserve Board, an early sign that consumer confidence may be improving. However, while overall consumer credit rose in March, the one notable exception was credit card debt.