How to carry a temporary credit card balance

While it’s best to pay off your credit card balance in full every month, you won’t wreck your credit score by carrying a temporary balance — as long as you do it responsibly

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4 times it's not safe to cancel a credit card

If a credit card has lost its luster, canceling the account might seem like a reasonable next step. In these four circumstances, however, it could also lead to a lower credit score

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Credit-free consumers may end up 'unscorable'

You don’t want a bad credit score, but what about no score at all? Consumers without a score — sometimes referred to as “unscorables” — could have their own problems when it comes to getting credit

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Credit scores critical when car shopping

Whether you’re getting a loan or leasing a car, having good credit will help you get the best terms. These five tips will help you research your options, take stock of your credit and give your score a boost before buying

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How credit history may work against young adults

The length of your credit history makes up 15 percent of your credit score. That can put young people at a disadvantage — but there are ways to counterbalance that

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