Does this reader need to continue using an old card she doesn’t want anymore? Eva Norylk Smith helps her appease the fickle credit gods

She’s moving to New York and worried about landing an apartment with a thin credit file. Will her record of on-time student loan payments be enough to impress landlords?

Life's no fun when you're at the bottom of the credit ladder. And the process of scaling the ladder isn't much better. But the rewards at the top are worth the climb

Nobody is born with budgeting skills, so it’s important to teach kids how to match spending with “income.” Prepaid cards can help, if you follow these guidelines.

Want to get rid of a low-limit, fee-heavy card? If you're thinking about taking out a loan in the near future, you may have to hold on to it a bit longer