7 traits smart borrowers possess

Smart borrowers turn their borrowing to their advantage, landing great credit deals along the way. Here are their seven traits …

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How to Check Someone Else’s Credit Report

Helping an aging parent? Renting a room out to a tenant? Curious about your spouse? Here are some times when you can (and can't) check someone's credit report

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5 Fixes for High Credit Card Balances

Millions turned to credit to make the season bright, driving Americans' credit card balances up more than $8 billion the last two months of 2011. If your own debt inched upward, try these five debt-fighting tips

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Experts’ Tips for Making 2012 a Better Year

If 2011 wasn't your year, now is the time to turn things around for 2012. We asked seven personal finance experts for tips about credit cards, cutting debt and saving for retirement

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10 Painless (and Not So Painless) Debt Fixes

If your holiday shopping debt has added to the mountain of your long-term debt, it's time to tackle your finances. Here are some quick fixes and, if necessary, some painful remedies to get your credit card debt under control

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