What stands in our way of achieving happiness? A new book on consumer research looks at how we can live more wisely and make better decisions as consumers. Here, we chat with University of Virginia professor Amar Cheema about the book's chapter on spending and debt.

Ever wonder how your preschooler will fare when he or she grows up? To get a hint of whether he or she will successful and affluent or end up with financial problems and bad credit, try the marshmallow test.

Ever have trouble getting through to a real person when you call your card issuer? Unfortunately, customer service voicemails are as ubiquitous as ever. However, some clever consumers are finding creative ways to get the answers they need

Anya Kamenetz is a leading voice in the debate about young adults who try to use credit to get ahead. In this interview, she shares advice for today's 20-somethings who are just starting to learn how to intelligently use credit …

If you're struggling with credit card debt, it may feel like all the doors are closed and there is no way out. However, there are a number of ways to get help — if you know where to look …