After 21, age not a factor when applying for cards

Typically, the older you are, the better your credit should be — provided you’ve paid on time and in full — because you’ve had time to build your credit …

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Try small claims court if ex-boyfriend won't pay card bill

Small claims court is an option when someone you once trusted refuses to pay you money owed …

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Don't let bill in collections impact your credit

A small debt likely won’t end in a lawsuit, but don’t neglect it and see your credit suffer …

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4 do-it-yourself debt reduction tips

A debt management plan with a credit counselor is not the best option for everyone. Here are four do-it-yourself tips to get a handle on your debt …

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What to do when your spouse hijacks your credit

When your spouse runs up your credit card bills without your knowledge, there may be a way to minimize the damage …

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