Sorry, bankruptcy rarely wipes out student loan debt

Congress clamped down on forgiving student loans in the 1970s, so filing bankruptcy can help by reducing other debts to loosen up cash for student loan repayment….

Full Story
 

How some credit scores offered by card issuers are different

Though there is a difference between a regular FICO score and the score that comes with your card, there is a benefit to having both …

Full Story
 

Is a bank loan or credit card better for your credit score?

FICO rewards those who mix up both loans and credit, but paying your bills on time every time is the most important factor …

Full Story
 

Tips to control card balances from creeping up

Closing all your cards just because you can’t control spending on them should be a last resort …

Full Story
 

How to get a collection agency to stop hassling you

Writing a cease-and-desist letter will stop a collection agency from contacting you, but it will also force their hand as to what legal steps to take …

Full Story