What is considered a good FICO credit score, anyway?

Your credit score tells lenders, insurance companies and landlords if you are a good risk, but do you know what is “good?” Here’s what those numbers mean …

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No, cards aren't evil; here's why

It’s easy to blame credit cards for your bad credit behavior, but plastic is simply a tool that you can use well or badly. Here are the facts about cards …

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Minimum vs. lump sum payments: Which builds credit?

Managing your credit card to get the best FICO score takes a bit of work. Here are two ways to build your score with plastic …

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Missed card payments damage your score, credit future

If you’ve fallen behind on your credit card payments, your items bought with the card won’t be repossessed. But there are other lasting effects …

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When does bad information fall off your credit report?

Have derogatory information on your credit report? Learn how long it will stay there and what you can do about it …

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