Better to be an authorized user or get your own card?

Which is better for a college student — getting a card as an authorized user on a parent’s account or getting your own?

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Clean up your credit for free: Do it yourself

You can pay someone to clean up your credit, but why not do it yourself — for free? Here is what you need to do …

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Prepaid cards are not a credit solution

Thinking about prepaid cards because you have lousy credit? There are other, better solutions …

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Rebuilding credit after bankruptcy

Lenders are more interested in your recent paying habits than what you did a long time ago, which helps when you have filed for bankruptcy …

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Balance transfer may be the cure for this large balance

Transferring a large balance to a card with zero percent interest sounds like a good idea. But plan accordingly, to avoid getting into a deeper hole …

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