When's the best time to seek credit counseling?

Credit counseling isn’t about being scolded for your credit mistakes. The sooner you get objective financial advice from a professional, the better …

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Wife bails husband out of card debt, again

A husband needs his wife to bail him out of card debt — again. If this continues, what options does this couple have to fix its finances (and marriage)?

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4 steps to increase your credit limit for the holidays

Looking to charge those holiday gifts on your credit card, but you’ve maxed out your limit? Take these steps …

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When a simple credit report error could be fraud

You’ve received your credit report, and unfortunately — but not uncommonly — you’ve found an error. Could it be fraud? Here’s what to do …

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5 tips to keep you on budget this holiday season

Break free of the holiday splurging cycle and stay on budget this year. Here are five tips to keep your gift-giving on track …

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