How to get out of paying high interest charges

While settling your high-interest debt with your card issuer is likely not an option, there are ways to fix the problem …

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Turn that unused retail card into a credit builder

Not using that retail card you got over Christmas? Rather than canceling it, use it to help build your credit …

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What to do when a creditor calls

When a creditor says you owe money and it’s news to you, here is what you should (and shouldn’t) do before you pay up …

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5 things that matter most to your FICO score

It takes time to build up your credit score. But with patience and by following a few simple rules, you can have great credit …

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Building credit takes time, patience

Even if you don’t have a lot of income, you can build your way toward a great credit card. Here are some tips …

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