There’s no wizardry behind what credit counselors do. In fact, if you are motivated to pay down debt, and disciplined enough, you can replicate many of their techniques at home

The collectors are after someone named Samuel. But she’s named Samantha and has no idea who Samuel is. That’s not stopping the collection calls, though

A 26-year-old with $3,000 in credit card debt thinks she’s invincible because she has nothing of value that collectors can take. But she’s very wrong, says our expert

Do card issuers really prefer cardholders who carry debt? Our expert debunks that myth — and explains how to be the kind of candidate banks want

If you’re a landlord with a desirable property, you’ll want desirable tenants. Pulling potential renters’ credit reports can give you a snapshot of how they manage money — just be sure you know what to look for