Tips to control card balances from creeping up

Closing all your cards just because you can’t control spending on them should be a last resort …

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How to get a collection agency to stop hassling you

Writing a cease-and-desist letter will stop a collection agency from contacting you, but it will also force their hand as to what legal steps to take …

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How a 'bad credit' card can help rebuild credit history

Even if your credit card has a high APR and additional fees, you can still use it to your advantage and build up your credit…

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Payoff tips for $15,000 in wedding card charges

Using credit to pay for a dream wedding can leave a newlywed couple in the red. Here are strategies to create a budget and make a dent in the debt …

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Best way to use windfall to boost credit

A reader wants to know the best way to apply a cash gift from her mom to boost her credit score to qualify for a mortgage …

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