Should you use your emergency fund?

You’ve saved all that money in your emergency fund, and now a surprise bill is in front of you. What should you do?

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Can you negotiate a hotel's hold on your card?

When a hotel puts a hold on your card, it can limit your ability to make other purchases …

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What does a maxed-out card do to your credit score?

One reader wonders whether maxing and paying off his card each month hurts his credit score …

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Should some people be banned from credit cards?

One reader wonders if his sister is one of those people who just shouldn’t be allowed to have a credit card …

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Rejected card a result of data breach?

One reader’s favorite card was rejected in an online transaction. He asks if this is the future …

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