If you can’t afford attorney fees, filing for bankruptcy on your own might seem prudent. Careful, though. The process is incredibly complex

He tried to help a friend out by co-signing her student loans. Now that she can’t make the payments, he’s facing $15,000 in debt

His FICO score is high; hers is low. When it comes to getting joint credit, this married couple has several options, says credit expert Erica Sandberg

When you’re falling behind on debt payments, another loan may seem like just the bandage you need. But it will only help you dig deeper into debt, says Erica Sandberg

Deciding how much credit you need, and can safely use, is a bit of a balancing act. The trick is giving yourself enough headroom for necessary purchases without giving yourself temptation to go overboard