Know your rights with creditors

Do you know your rights when it comes to creditors? Yes, you can tell them to stop calling, but make sure it’s a good idea first …

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Forgotten gym dues likely won't ding credit

After closing a card due to ID theft, a consumer forgets to alert her gym. Even with three months of dues piled up, here’s why her credit likely won’t be dinged …

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What is considered a good FICO credit score, anyway?

Your credit score tells lenders, insurance companies and landlords if you are a good risk, but do you know what is “good?” Here’s what those numbers mean …

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No, cards aren't evil; here's why

It’s easy to blame credit cards for your bad credit behavior, but plastic is simply a tool that you can use well or badly. Here are the facts about cards …

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Minimum vs. lump sum payments: Which builds credit?

Managing your credit card to get the best FICO score takes a bit of work. Here are two ways to build your score with plastic …

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