The first few weeks after you receive a gift card are important — both for you and for the retailer who wants that card put to work. Here's what you need to know about your new card.

Many people are unfamiliar with what credit unions are and how they work. As their popularity surges, it&39;s time to demystify the concept for those considering switching.

As of this month, lenders have an even wider window into your successes and failures in managing your finances. A company called CoreLogic has developed a new type of credit file that records far more than traditional credit reports.

The federal agency charged with resolving consumers' credit card questions and complaints on Wednesday proposed a two-page credit card agreement meant to simplify terms and make fees and penalties more clear.

The way you manage credit has a great deal to do with your financial smarts, but also has much to do with how financially smart you think you are, a new study finds.