Many people are unfamiliar with what credit unions are and how they work. As their popularity surges, it&39;s time to demystify the concept for those considering switching.

As of this month, lenders have an even wider window into your successes and failures in managing your finances. A company called CoreLogic has developed a new type of credit file that records far more than traditional credit reports.

The federal agency charged with resolving consumers' credit card questions and complaints on Wednesday proposed a two-page credit card agreement meant to simplify terms and make fees and penalties more clear.

The way you manage credit has a great deal to do with your financial smarts, but also has much to do with how financially smart you think you are, a new study finds.

Credit cards are influencing not just how much we spend, but how we feel about the items we're buying, according to a new study published in the Journal of Consumer Research.