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Rebuilding Credit After Bankruptcy Takes Time

This reader's attorney promised filing for bankruptcy would help her credit rating. So why did she just get turned down for a better mortgage interest rate?

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Co-Signing Car Loan Could Crash Mom's Credit

It's natural to want to help a child get a loan. Yet if you co-sign a car loan for someone who doesn't make payments on time, you — and your credit — are along for the ride

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Force Ex to Pay Up in Small Claims Court

This reader's wedding is off. But a $900 charge remains as a reminder of her ex — who bought a tailored tux and refuses to pay up. Erica Sandberg's advice? Sue him

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How to Translate Your Credit Report

This reader just pulled her credit report, and she’s confused by what she sees. Erica Sandberg helps her understand her credit file’s complexities.

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Disabled Wife Secretly Applying for Credit Cards

This reader's wife is disabled. She has no independent income and a long history of not paying bills. So why do credit card companies keep giving her cards?

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