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These days, there are so many credit card offers that choosing the right card can be a tough decision. Depending on your lifestyle and credit situation, some credit card offers will be better than others. To help you choose, here is an overview of four popular categories and a selection of the best credit cards in each category.
Rewards Credit Cards
If you are in charge of purchases for your household, rewards offers are some of the best credit cards you can choose. With rebates ranging from 1% to as high as 5% on charges, the earnings on rewards add up over time.
The best rewards credit cards are those that fit your lifestyle and preferences. If you are in charge of household purchases, the best card for you would be one that offers a higher rebate for everyday expenditures, such as groceries, gas, and drug store purchases. For people who travel a lot, the best rewards cards are those offering generous travel-related benefits.
For a selection of great rewards credit cards, check out the Discover® MoreSM Card, Capital One® No Hassle PointsSM Rewards, and the American Express® Preferred Rewards Gold Card.
Gas Credit Cards
The best gas credit cards offer a generous 5% rebate on gas purchases, and many offer great rewards on other purchases as well, including groceries and other everyday purchases. If you have a long commute or frequently travel long distances in your car, gas credit cards are a great choice.
Some of the best credit cards in this category include Blue Cash® from American Express, the Discover® Open RoadSM Card, and the Capital One® No Hassle PointsSM Rewards.
Student Credit Cards
For students, a student credit card is not just a way to get easy access to extra cash and credit; student credit cards also help you start building a credit history while still in college. This can be a real plus when you are looking to buy a car or house later in life.
The best student credit cards offer generous cash back or rewards benefits. Some let you earn rebates towards the purchase of a new or used car, and some offer extra rewards for maintaining a good GPA or paying on time. The best cards for students come with a 0% introductory APR for six months, a great benefit if you are looking for extra cash infusion into your budget.
For the best student credit cards, check out these great deals here.
Balance Transfer Credit Cards
Credit card offers with a 0% introductory APR are a perennial favorite. No wonder. 0% credit card deals are versatile and can be used for many purposes, including paying off higher interest balances or for a temporary cash infusion.
The best credit cards in this category extend the 0% APR for up to twelve months and sometimes even longer. They also offer 0% APR on purchases, which affords maximum flexibility in how you use the card.
For one of the best balance transfer cards, check out the Discover® MoreSM Card.
