Top 3 Funny Credit Card Questions

In Google we trust. Is there any question to which the infinite knowledge of the Internet cannot get us an answer (or at least an opinion)? Is there any problem that the almighty power of Google cannot scour the worldwide web of our collective wisdom for and get us a solution to?

Google is well on its way to fulfill its mission of complete Googlerization of the world: “to organize the world’s information and make it universally accessible and useful.” Google has grown into the world’s biggest search engine, expanding from just 10,000 searches a day in 1998 to 235 million searches a day by July 2008, according to the research group comScore.

And while we know that you only google about work-related matters and certainly never browse on the boss’s time, some people are out there googling some pretty—well, interesting—questions, particularly about a topic we all love to hate: credit cards.

For your benefit, CreditCardGuide.com has picked the top 3 funny credit card searches. Here are the three winners.

Funny Credit Card Questions, Third place winner:

Which numbers on a credit card are your checking account numbers?

The numbers on your credit card, of course, have nothing to do with your checking account; even if the credit card is issued by a bank where you also have a checking account.

The first six digits of a credit card number are used to identify the card issuer. Visa credit cards begin with the number 4, MasterCard with either 51 or 55, Discover cards with the digits 6011, and American Express cards begin with either 34 or 37. After the identifier code, the individual account number for the credit card follows, but it has nothing to do with the card holder’s checking account number.

Funny Credit Card Questions, Second place winner:

Can someone give me there (sic) credit card number so I can pay for my drivers ed class?

Hmmm, not a bad idea. Unfortunately, in the financial prayers category, Google fails us miserably. It produces this top search result, “Is there anything I can do to improve my credit history?”

How patronizing.

Results further down are not that helpful either, mainly hooking us up with other people with similar financial prayers like,

Can I use my mom’s credit card to buy a video game? or

Hello, can someone help me pay my bills?

That last request did receive an answer, reproduced as written:

Dear Sir,madam, If you are still yet to actualise your request, please feel free to contact us back We are a financial Organization based in the United Kingdom. We can give you the loan amount being requested if our terms are acceptable to you. We are a reputable money lending organization based in the UK. Our interest rate is 5% also our loan terms are favourable. No Credit checks!! No Collateral Needed. Contact us by email for more details; (email removed)

Hmmm. Bet these people can also refer you to millions secretly stashed away in a bank account in Nigeria, which they’d like to share with you, no strings attached.

Oh well. When it comes down to the answer to prayers, particularly financial prayers, Google clearly still needs to work on its algorithm.

Funny Credit Card Questions, First place winner:

If bank fails will I have to pay credit card?

Yes! Finally someone with the guts to ask the question we’ve all been secretly wondering. What happens if we simply just withdraw that taxpayer bail-out money and leave those TARP-fattened banks and credit card issuers to fend for themselves? If they fail, will we at least be free of all that miserable credit card debt?

Unfortunately, when a bank fails, the bank’s loan portfolio gets taken over by someone else, so you’ll still have to pay any debt owed to the bank, credit card and otherwise. Worse, chances are that you’d see different terms and your interest rate could even increase. Nice try though.

Published: June 29, 2009