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Good credit isn't something that magically happens. Instead, it's the result of being financially responsible over time — and it's never too early to start.
Here's a guide to building and keeping good credit at each stage of life, with tips from Carrie Coghill (certified financial planner and president and CEO of Coghill Investment Strategies), Anthony Sprauve (director of public relations for myFICO.com) and Lita Epstein (author of “The Complete Idiot's Guide to Improving Your Credit Score). Click on the life stage tabs at the top of our graphic to learn if you're ahead of the game or falling behind.
