http://www.creditcardguide.com/creditcards Sat, 07 Nov 2009 11:00:06 +0000 http://backend.userland.com/rss092 en By Eva Maria Norlyk If you really want to pay down your credit card debt quickly, let’s face it, you’re going to have to make some sacrifices. As often in life, the things that create the greatest discomfort in the short run, can end up conferring the greatest benefits in the ... http://www.creditcardguide.com/creditcards/credit-card-tips/5-painful-effective-ways-cut-credit-card-debt-112/ By Eva Norlyk Smith. Ph.D. If you are among the many consumers whose blood pressure rises when you hear about new, large bonus pay-out at financial institutions propped up by taxpayer bail-out money, here, for a change, is some good news. While the credit crisis is not fully behind us, it ... http://www.creditcardguide.com/creditcards/news/credit-crisis-finally-good-news-taxpayers-111/ By Eva Norlyk Smith, Ph.D. Credit card reform has taken much flak for giving card issuers plenty of time to take measures to protect themselves against some of the more important provisions of the new law. Card issuers have aggressively hiked interest rates in advance of the February 22 deadline for ... http://www.creditcardguide.com/creditcards/credit-cards-general/3-important-features-credit-card-reform-110/ By Eva Norlyk Smith, Ph.D. If you have bad credit and are looking for a credit card, it pays to do some careful research first to make sure that you really get what you want. Credit cards for people with poor credit are often more expensive, because issuers charge higher fees ... http://www.creditcardguide.com/creditcards/credit-cards-bad-credit/find-best-credit-cards-bad-credit-109/ By Eva Norlyk Smith, Ph.D. The movement to stem rising credit card interest rates gained new momentum on Wednesday this week, as the House voted to move up the effective date of key provisions of the new Credit CARD Act, which limit card issuers’ ability to raise interest rates retroactively. The 331-92 ... http://www.creditcardguide.com/creditcards/news/house-votes-speed-credit-card-interest-freeze-108/ By Eva Norlyk Smith, Ph.D. Thinking of giving a prepaid gift card or cash to a special someone this Holiday Season? You’re not alone. Gift cards or cash make great presents. First of all, they are convenient; prepaid Visa and MasterCard gift cards can be used at any store. Secondly, you ... http://www.creditcardguide.com/creditcards/news/visa-mastercard-gift-cards-leap-107/ By Eva Norlyk Smith, Ph.D. Like an emergency medical assistance team rushing a dying patient to the hospital before the last vital signs fade away, members of Congress are pushing to move up the deadline for the enactment of the key provisions of the new credit card law to December 1. Will ... http://www.creditcardguide.com/creditcards/credit-cards-general/commentary-credit-card-reform-dead-arrival-106/ By Eva Norlyk Smith, Ph.D. As a nation, we pride ourselves in having overcome many of the racial barriers that marred America in the past. However, according to a recent study by economist Ethan Cohen-Cole at the Federal Reserve Bank of Boston, when it comes to getting approved for a credit ... http://www.creditcardguide.com/creditcards/credit-cards-general/credit-cards-color-blind-105/ By Eva Norlyk Smith, Ph.D. The Credit CARD Act passed in May of this year aimed to protect consumers against deceptive and abusive credit card practices. However, credit card companies are masters at playing the game “Heads I win, tails, you lose.” In the months leading up to February 22, 2010, ... http://www.creditcardguide.com/creditcards/news/credit-card-tricks-meet-kids-block-104/ By Eva Norlyk Smith, Ph.D. The Credit CARD Act signed into law in May of this year aimed to protect cardholders from unfair and abusive credit card practices. Unfortunately, as most all cardholders know first hand by now, credit card companies have been raising interest rates aggressively in advance of ... http://www.creditcardguide.com/creditcards/news/congress-include-poison-bill-credit-card-act-103/