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Travel Reward Credit Cards typically allow you to earn points toward free hotel stays and other travel-related benefits, such as car rentals, travel packages, and other related purchases. In addition, some also allow you to redeem points for miles with major airlines.
If you stay in hotels frequently, a hotel credit card affiliated with a specific hotel chain, an affinity hotel card, can be an attractive option. Many cards come with attractive sign-up bonuses, and some give you an annual bonus award of 50% off a hotel stay.
The “currency” into which your points convert, however, may be more limited than with other types of travel-related reward cards. On the other hand, if you do prefer a specific hotel chain, an affinity hotel card can save you money by earning discounts or even free stays.
