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Factors to Consider When Choosing An Airline Mile Credit Card

 
By Eva Norlyk Smith, Ph.D.
May 22, 2009
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Here are some questions to ask when comparing Airline Mile Credit Cards:

  • How many points do you earn per dollar spent? Typically you will earn one point for each dollar you spend, but some cards give you extra points for dollars spent on certain types of purchases, for example, in supermarkets, gas stations and drugstores.
  • How many points are needed to get a free flight? Some cards may require you to accumulate 50,000 points, while others will award you a free flight with as little as 15,000 points. Make sure you know this before you decide on a card. You may have to call the card issuer to get the information if it is not listed in the advertising material.
  • Do the points expire if you don’t use the card within a certain time period? Many cards require you to have some type of account activity-either purchasing a ticket or redeeming miles-at certain intervals, such as every three years, in order to prevent your points from expiring.

In addition, you will want to consider many of the points listed in the section on Frequent Flyer Credit Cards, such as the annual fee on the card, whether there is a limit to how many points you can earn in a year, and so on.

Determining which card is right for you may take a little research. However, since the right card can offer considerable benefits, it is worth your while to spend the time. For more specifics about the cards that are available and their benefits, go to Air Miles and Travel Rewards Cards.


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