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Discover® Cards with 0% Intro APR, Rewards and Cash Back

Discover(R) Credit Cards

Discover Financial Services operates the Discover Card brands and is a business unit of Morgan Stanley. Discover Card offers a wide array of credit cards with cash back and rewards including unlimited cash rewards that never expire. The offers include 0% introductory APR, More Card, Miles Card, and Student Cards. Discover Card offers a wide choice of affinity card designs.

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Discover® MoreSM Card - Clear
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Miles by Discover® Card
  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months

  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • Unlimited Miles that never expire
  • Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 3.99% Intro APR for 6 months on purchases, and 12 months on balance transfers*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.99% for 6 mo.* 3.99% for 12 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MoreSM Card
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MoreSM Card - American Flag
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 12 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MoreSM Card — Wild Life Collection
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MoreSM Card — Sealife Collection
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Discover® MoreSM Card - Monogram
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99% None*
Click Here! Apply Here
Escape by Discover® Card
  • 25,000 bonus miles – 1,000 miles each month you make a purchase the first 25 months

  • Unlimited double miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Enhanced travel benefits
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name partners or cash starting at just 1,000 miles
  • $60 annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* $60*
Click Here! Apply Here
Biodegradable Discover® More Card
  • Help protect the planet with the new biodegradable Discover Card
  • Card plastic breaks down 99% within five years in landfill conditions
  • Earn more cash in more ways than anyone elseSM
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% for 6 mo.* 0% for 6 mo.* 11.99%* None*
Click Here! Apply Here
Current by Discover
  • Debit Card for Teens with built-in parental controls
  • Set daily, weekly, and monthly spending limits
  • Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
  • Free Direct Deposit for parents & teens
  • Free deposits from any credit card or bank account
  • $0 fraud liability guarantee
  • Withdraw cash at ATMs
  • Get exclusive discounts at teen's favorite merchants
  • Free e-mail and text message activity alerts
  • No minimum balances, loading fees, or credit check
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.*

Discover® Student Credit Cards

Click Here! Apply Here
Discover® Student Card
Build Your Credit History
  • 0% Interest on Purchases for 6 Months*
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* None 14.99%* None*
Click Here! Apply Here
Discover® Student Card - Clear
Build Your Credit History
  • 0% Interest on Purchases for 6 Months*
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* None 14.99%* None*
Click Here! Apply Here
Discover® Student Card -Tropical Beach
Build Your Credit History
  • 0% Interest* on Purchases for 6 Months*
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* None 14.99%* None*
Click Here! Apply Here
Discover® Student Card — Monogram Collection
  • 0% Interest* on Purchases for 6 Months*
  • Build your credit history
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo.* None 14.99%* None*

Information on Discover Credit Cards

Discover Credit Cards are issued by Discover Financial Services, which, with more than 50 million card members, is one of the leading issuers of credit cards in the U.S. Founded in 1986, the company markets and supports a full range of credit, debit and prepaid cards, including the Discover Card. It is one of only two credit card issuers that has its own U.S. payments network.

Ever since its inception, Discover Card has been a leading innovator in the credit card industry. It pioneered America's first cash rewards program, the Cashback Bonus® program. Discover credit cards were the first no-fee cash reward cards to offer unlimited rewards that never expire as long as the card is in use.

Discover Card has earned a large following because of its commitment to helping card members earn more meaningful rewards, quickly and easily, while giving them more choices and control over their credit. Discover Card ranked #1 in customer loyalty among leading credit card brands in 2007.

Today, the number of choices for Discover Card applications is larger than ever. The company has perfected the art of offering cash back bonuses, and there are numerous specialized cards to choose among. By choosing a Discover Card targeted to the area(s) where you have your greatest expenditures, you can earn up to 5% cashback on the money you spend in that area, be it on apparel, home improvement, gas, auto maintenance, and more. Not a bad deal for simply using your Discover Card!

Other Discover Credit Cards, such as the Miles Card By Discover® are similar to airline miles cards, because they reward you with miles according to your purchases, and they even give you a generous bonus miles award when you sign up. The company also offers one of the largest selections of credit cards for students.

To use our convenient guide to compare Discover Credit Card applications, click here.

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