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Discover® Cards with 0% Intro APR, Rewards and Cash Back

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Discover Financial Services operates the Discover Card brands. Discover Card offers a wide array of credit cards with cash back and rewards including unlimited cash rewards that never expire.

 
     

     
 
Discover it®
Discover it®

Discover it®

 

  • Click "APPLY NOW" to apply online or call 800-983-1403
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
14 months0%14 months10.99% - 22.99% Variable*$0Excellent Credit

Discover it®
  • Click "APPLY NOW" to apply online or call 888-312-0082
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
6 months0%18 months10.99% - 22.99% Variable*$0Excellent Credit

Discover it® for Students
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
6 monthsSee TermsSee Terms12.99%-21.99% Variable*$0Fair

 
     

 
Information on Discover Credit Cards
 
 

Discover Credit Cards are issued by Discover Financial Services, which, with more than 50 million card members, is one of the leading issuers of credit cards in the U.S. Founded in 1986, the company markets and supports a full range of credit, debit and prepaid cards, including the Discover Card. It is one of only two credit card issuers that has its own U.S. payments network.

Ever since its inception, Discover Card has been a leading innovator in the credit card industry. It pioneered America's first cash rewards program, the Cashback Bonus® program. Discover credit cards were the first no-fee cash reward cards to offer unlimited rewards that never expire as long as the card is in use.

Discover Card has earned a large following because of its commitment to helping card members earn more meaningful rewards, quickly and easily, while giving them more choices and control over their credit. Discover Card ranked #1 in customer loyalty among leading credit card brands in 2007.

To use our convenient guide to compare Discover Credit Card applications, click here.

 
     

 
  View Related Stories

Discover Ventures into Bank-Branded Credit Cards - Discover Financial Services and First National Bank of Omaha recently announced a partnership that will give the First National Bank of Omaha customers access to a new, co-branded Discover card beginning in 2011.

Discover Card Acceptance Hits New Record - In the last few years, however, the number of merchants that accept Discover cards has sharply increased, and by April this year, nine out of ten merchants were accepting Discover Card, an all time record.

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