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Discover® Cards with 0% Intro APR, Rewards and Cash Back
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Discover Financial Services operates the Discover Card brands and is a business unit of Morgan Stanley. Discover Card offers a wide array of credit cards with cash back and rewards including unlimited cash rewards that never expire. The offers include 0% introductory APR, More Card, Miles Card, and Student Cards. Discover Card offers a wide choice of affinity card designs.
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Discover® More® Card - Limited Time No Balance Transfer Fee* |

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- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 12 months* |
Intro Balance Trans. APR
0%* for 12 months* |
APR
10.99%-19.99% (Variable)* |
Annual Fee
$0* |
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Discover® More® Card - Balance Transfer Fee* |

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- To apply online click the "Apply Now" button or call 1-888-312-0082.
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)ithin 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 18 months* |
APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
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Miles by Discover® Card |

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- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 6 months* |
APR
10.99%-16.99% (Variable)* |
Annual Fee
$0* |
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Discover® Open Road Card |

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- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at any gas station and any restaurant all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 12 months* |
Intro Balance Trans. APR
0%* for 12 months* |
APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
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Discover® Motiva Card |

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- Earn Cashback Bonus for your good credit managment
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 15 months* |
Intro Balance Trans. APR
0%* for 15 months* |
APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
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Discover® More® Card |

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- To apply online click the "Apply Now" button or call 1-800-983-1403.
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 15 months* |
Intro Balance Trans. APR
0%* for 15 months* |
APR
10.99% - 20.99% (Variable)* |
Annual Fee
$0* |
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Escape by Discover® Card |

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- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 6 months* |
APR
10.99%-16.99% (Variable)* |
Annual Fee
$60* |
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Discover® Student Credit Cards
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Discover® Student Card |

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- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
N/A* |
APR
13.99%- 20.99% (V)* |
Annual Fee
$0* |
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Discover® Student Card |

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- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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Intro Purchase APR
0%* for 9 months* |
Intro Balance Trans. APR
N/A* |
APR
13.99%- 20.99% (V)* |
Annual Fee
$0* |
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Discover® Open RoadSM Card for Students |

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- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
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Intro Purchase APR
0%* for 9 months* |
Intro Balance Trans. APR
N/A* |
APR
13.99%- 20.99% (V)* |
Annual Fee
$0* |
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Information on Discover Credit Cards
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Discover Credit Cards are issued by Discover Financial Services, which, with more than 50 million card members, is one of the leading issuers of credit cards in the U.S. Founded in 1986, the company markets and supports a full range of credit, debit and prepaid cards, including the Discover Card. It is one of only two credit card issuers that has its own U.S. payments network.
Ever since its inception, Discover Card has been a leading innovator in the credit card industry. It pioneered America's first cash rewards program, the Cashback Bonus® program. Discover credit cards were the first no-fee cash reward cards to offer unlimited rewards that never expire as long as the card is in use.
Discover Card has earned a large following because of its commitment to helping card members earn more meaningful rewards, quickly and easily, while giving them more choices and control over their credit. Discover Card ranked #1 in customer loyalty among leading credit card brands in 2007.
Today, the number of choices for Discover Card applications is larger than ever. The company has perfected the art of offering cash back bonuses, and there are numerous specialized cards to choose among. By choosing a Discover Card targeted to the area(s) where you have your greatest expenditures, you can earn up to 5% cashback on the money you spend in that area, be it on apparel, home improvement, gas, auto maintenance, and more. Not a bad deal for simply using your Discover Card!
Other Discover Credit Cards, such as the Miles Card By Discover® are similar to airline miles cards, because they reward you with miles according to your purchases, and they even give you a generous bonus miles award when you sign up. The company also offers one of the largest selections of credit cards for students.
To use our convenient guide to compare Discover Credit Card applications, click here.
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