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Discover® Cards with 0% Intro APR, Rewards and Cash Back
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Discover Financial Services operates the Discover Card brands and is a business unit of Morgan Stanley. Discover Card offers a wide array of credit cards with cash back and rewards including unlimited cash rewards that never expire. The offers include 0% introductory APR, More Card, Miles Card, and Student Cards. Discover Card offers a wide choice of affinity card designs.
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Discover® More Card – Black |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro Purchase APR
0%* for 9 full months* |
Intro Balance Trans. APR
0%* for 12 full months* |
APR
11.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® More Card - $75 Cashback Bonus |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No annual fee
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 12 full months* |
APR
11.99% - 20.99% (V)* |
Annual Fee
None* |
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Miles by Discover® Card |
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- 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- 0%* intro APR on purchases and balance transfers for 6 months, then the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 6 months* |
APR
10.99% - 16.99%
(Variable)* |
Annual Fee
None* |
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Discover® Motiva Card |
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- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months , then the Regular APR
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Intro Purchase APR
3.99%* for 6 months* |
Intro Balance Trans. APR
3.99%* for 15 months* |
APR
11.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® More Card |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 15 full months* |
APR
11.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® Open Road Card |
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 12 months* |
APR
11.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Escape by Discover® Card |
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- 25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and the Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
- Industry Leading Customer Service
- Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
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Intro Purchase APR
0%* for 6 months* |
Intro Balance Trans. APR
0%* for 6 months* |
APR
10.99% - 16.99%
(Variable)* |
Annual Fee
$60* |
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Discover® Student Credit Cards
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Discover® Student More Card |
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| Built for actual exam-taking, power nap-loving students. |
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Intro Purchase APR
0% for 6 mo.* |
Intro Balance Trans. APR
None |
APR
13.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® Student Card - Monogram Collection |
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| Built for actual exam-taking, power nap-loving students. |
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Intro Purchase APR
0% for 6 mo.* |
Intro Balance Trans. APR
None |
APR
13.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® Student Clear Card |
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| Built for actual exam-taking, power nap-loving students. |
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Intro Purchase APR
0% for 6 mo.* |
Intro Balance Trans. APR
None |
APR
13.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® Student Tropical Beach Card |
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| Built for actual exam-taking, power nap-loving students. |
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Intro Purchase APR
0% for 6 mo.* |
Intro Balance Trans. APR
None |
APR
13.99% - 20.99%
(Variable)* |
Annual Fee
None* |
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Discover® Student Open Road Card |
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| Put a road trip in your wallet. |
- Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.
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Intro Purchase APR
0% for 6 mo.* |
Intro Balance Trans. APR
None |
APR
13.99% - 20.99%
(Variable)* |
Annual Fee
None |
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Discover® Student Mix Tape Card |
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- Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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Intro Purchase APR
0% for 6 mo.* |
Intro Balance Trans. APR
None |
APR
13.99% - 20.99%
(Variable)* |
Annual Fee
None |
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Information on Discover Credit Cards
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Discover Credit Cards are issued by Discover Financial Services, which, with more than 50 million card members, is one of the leading issuers of credit cards in the U.S. Founded in 1986, the company markets and supports a full range of credit, debit and prepaid cards, including the Discover Card. It is one of only two credit card issuers that has its own U.S. payments network.
Ever since its inception, Discover Card has been a leading innovator in the credit card industry. It pioneered America's first cash rewards program, the Cashback Bonus® program. Discover credit cards were the first no-fee cash reward cards to offer unlimited rewards that never expire as long as the card is in use.
Discover Card has earned a large following because of its commitment to helping card members earn more meaningful rewards, quickly and easily, while giving them more choices and control over their credit. Discover Card ranked #1 in customer loyalty among leading credit card brands in 2007.
Today, the number of choices for Discover Card applications is larger than ever. The company has perfected the art of offering cash back bonuses, and there are numerous specialized cards to choose among. By choosing a Discover Card targeted to the area(s) where you have your greatest expenditures, you can earn up to 5% cashback on the money you spend in that area, be it on apparel, home improvement, gas, auto maintenance, and more. Not a bad deal for simply using your Discover Card!
Other Discover Credit Cards, such as the Miles Card By Discover® are similar to airline miles cards, because they reward you with miles according to your purchases, and they even give you a generous bonus miles award when you sign up. The company also offers one of the largest selections of credit cards for students.
To use our convenient guide to compare Discover Credit Card applications, click here.
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