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Erica Sandberg
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Erica Sandberg is a nationally recognized credit and money management authority with 15 years of experience delivering personal finance and industry information to consumers, businesses, the media and in courts of law. During her tenure at Consumer Credit Counseling Service of San Francisco, she helped thousands of individuals and families improve their economic standing, led countless educational seminars and acted as the agency's primary public relations spokesperson.
Today, as a journalist and expert, Erica's articles and insight are featured in such publications as The Wall Street Journal, Money Magazine, New York Daily News, Redbook, Bank Investment Consultant, Men's Health, Fox Business News, MSNBC.com and Smartmoney.com. She is a City Brights writer for the San Francisco Chronicle's online edition, SFGate, and a columnist and reporter for CreditCards.com. A regular television and radio commentator, Erica is a frequent guest on Bay Area networks, as well as such national news outlets as ABC News GoodMoney, CBS MoneyWatch, PBS Nightly Business Report and Forbes Video Network.
Prior to her work in consumer finance, Erica taught English and literature in several Northern California high schools. She holds a B.A. in Art History from San Francisco State University, a certificate in personal financial planning from University of California, Berkeley, and a certificate in consumer credit counseling. Erica is a member of the Society of American Business Editors and Writers and the National Society of Newspaper Columnists, and sits on the advisory board for Change Starts at Home.
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Marcia Frellick
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Marcia Frellick launched her freelance career in 2008 after 25 years of writing and editing for newspapers.
A graduate of Northwestern University's Medill School of Journalism, she has been a news editor at the Chicago Sun-Times, The Cincinnati Enquirer, the St. Cloud (Minn.) Times and the Iowa City Press-Citizen.
Her writing has appeared in those publications as well as in CreditCards.com, the Chicago Tribune, Illinois Issues magazine, Northwestern magazine and several other publications. She has written about topics from mobile wallets, to fighting debit card fees, to child identity theft, to growing up with the most frugal of fathers in Evansville, Ind.
She lives in Chicago with her musician/writer husband and son, an aspiring gymnast.
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Eva Norlyk Smith, Ph.D.
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Eva Norlyk Smith has covered credit cards and credit-related topics for CreditCardGuide.com since 2004. She specializes in writing easy-to-understand articles that offer both in-depth commentary and practical advice for consumers seeking to navigate the ins and outs of credit cards.
In doing so, she draws on her experience as both a small business owner and consumer juggling an extensive collection of credit cards.
Eva holds a Ph.D. in Psychology and in her spare time is fond of pondering the psychology of credit card usage, particularly when paying her credit card bills each month.
Credit Card News & Advice |
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Kelly M. Dilworth
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Kelly started her career in online media as a reporter for CreditCards.com. Previously, she worked in book publishing as a junior editor and ghostwriter in Washington, DC, New York City and Austin.
She has edited numerous book proposals and manuscripts on everything from social entrepreneurship to science and math literacy for kids; but her favorite subjects to write about and edit are the topics that affect people's day-to-day lives, such as personal finance.
Kelly holds a degree in liberal arts from Sarah Lawrence College and lives in Austin, TX. She's carried the same credit card since college and is perpetually one month away from paying it off.
Charge-it Credit Card Blog
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Kristin McGrath
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In her career as an editor and writer, Kristin McGrath has covered everything from personal finance, to politics, to arts and entertainment. She most recently worked as an editor for Bankrate Insurance, tackling topics like coverage questions and complex policy clauses.
Previously, she worked as managing editor of Louie, a small monthly magazine in St. Louis. She also spent a year covering entertainment for USA Today's Life section, interviewing actors, musicians and American Idols.
Kristin holds a master's degree in Journalism and Public Affairs from American University in Washington, D.C. She has had the same credit card for nearly 10 years and admits she's sometimes afraid to use it.
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