Credit Cards For People With Excellent Credit


  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
    • Admirals Club® membership for you with guest privileges*
    • Complimentary Admirals Club® lounge access for authorized users
    • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
    • No Foreign Transaction Fees on purchases*
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
    • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49% (Variable)
    Annual Fee$450

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Brushed Stainless Steel/Carbon Card-Patented Design
    • Industry-Leading Rewards
    • Double Points Value When Redeemed for Airfare
    • 1% Value for Cash Back Statement Credit Redemptions
    • Luxury Card Concierge™
    • Members-Only Luxury Magazine
    • Annual Fee: $195 ($95 for each additional account)
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months
    Regular APR15.24% Variable
    Annual Fee$195

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
    • Earn 2X miles on all purchases
    • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • Miles don't expire as long as your account is open, active and in good standing
    • No foreign transaction fees on anything you buy while in another country
    • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months (on balance transfers made within 45 days of account opening)
    Regular APR16.24%, 20.24% or 23.24% Variable
    Annual Fee$89 - Waived first year

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months
    Regular APR13.24%-23.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get 10,000 bonus reward points after you spend $1,000 in your first 90 days as a cardholder; that's up to $200 toward no-blackout reward flights on Virgin America.
    • Earn 3 bonus reward points per $1 spent with Virgin America.
    • Earn 1 bonus reward point for every $1 spent on all other card purchases.
    • Check one free bag each for you and your plus-one on Virgin America flights.
    • Bring a friend along for the ride with $150 off a companion ticket every year.
    • Save 20% on all of your RED™ in-flight purchases, including meals, snacks, cocktails, and on-demand entertainment.
    • Book reward flights for as few as 2,500 points, and travel whenever you want with no blackout dates on Virgin America.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR16.23%-25.24% (Variable)
    Annual Fee$49

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Stainless Steel/Carbon Card -Patented Design
    • Industry-Leading Rewards
    • Double Points Value When Redeemed for Airfare
    • 1.5% Value for Cash Back Statement Credit Redemptions
    • Luxury Card Concierge™
    • $100 Annual Airline Credit Toward Qualifying Airline Purchases
    • Members-Only Luxury Magazine and Luxury Gifts
    • Annual Fee: $495 ($195 for each additional account)
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period15 months
    Regular APR15.24% Variable
    Annual Fee$495

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49%* (Variable)
    Annual Fee$450

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • The only card with no late fees, no penalty rate, and no annual fee...ever.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 888-752-1323
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.

    Terms and Restrictions Apply

    Purchases Intro APRNone
    Purchases Intro APR PeriodNone
    Balance Transfers Intro APRNone
    Balance Transfers Intro APR PeriodNone
    Regular APR15.99%-24.99% Variable
    Annual Fee$0 intro annual fee for the first year, then $95

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 877-216-1737
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply.

    Terms and Restrictions Apply

    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APRN/A
    Annual FeeIntroductory annual fee of $0 for the first year, then $195.

    See Terms *