Credit Cards For People With Excellent Credit


  • Apply Now

    Credit Needed:
    Excellent/Good

    • The only card with no late fees, no penalty rate, and no annual fee...ever.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 888-752-1323
    • Get 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    • Additionally, get a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Restrictions Apply.

    Terms and Restrictions Apply

    Purchases Intro APRNone
    Purchases Intro APR PeriodNone
    Balance Transfers Intro APRNone
    Balance Transfers Intro APR PeriodNone
    Regular APR15.49%-19.49% Variable
    Annual Fee$0 intro annual fee for the first year, then $95

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 877-216-1737
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply.

    Terms and Restrictions Apply

    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APRN/A
    Annual FeeIntroductory annual fee of $0 for the first year, then $195.

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
    • No Annual Fee and No Annual Fee for Additional Cards.
    • 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants and 1 point on other purchases for each eligible dollar spent. Terms apply.
    • Get points in addition to what you can with the Plenti® rewards program. Learn More.
    • Use Plenti® points for things you already buy at AT&T company-owned stores, Macy's and more! Terms and limitations apply.
    • Terms and restrictions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.24%-25.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 888-819-3386
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
    • There are no foreign transaction fees with your Platinum Card.
    • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status.
    • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
    • No interest charges because you pay your balance in full each month.
    • Terms and limitations apply.

    Terms and Restrictions Apply

    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APRN/A
    Annual Fee$450

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
    • Earn 2X miles on travel & dining and 1X miles on all other purchases
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
    • No foreign transaction fees on anything you buy while in another country
    • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness.
    • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months (must be completed within first forty-five days of account opening)
    Regular APR16.24%, 20.24% or 24.24%* Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • Free access to FICO® Scores*
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR12.24%-22.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • No Balance Transfer Fees - start saving immediately!
    • A low variable APR on balance transfers and purchases
    • No Annual Fee
    • Choose your card benefits and features
    • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
    • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
    • Learn more about personal finance from Barclaycard and other members
    • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR8.25%* Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers
    • No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 13.49% after that
    • Earnings can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR13.49% Variable APR
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for an $800 flight on American Airlines, a $665 flight on any other airline or $500 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.49%* (Variable)
    Annual Fee$450

    See Terms *