Credit Cards For People With Excellent Credit


  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get 10,000 bonus reward points after you spend $1,000 in your first 90 days as a cardholder; that's up to $200 toward no-blackout reward flights on Virgin America.
    • Earn 3 bonus reward points per $1 spent with Virgin America.
    • Earn 1 bonus reward point for every $1 spent on all other card purchases.
    • Check one free bag each for you and your plus-one on Virgin America flights.
    • Bring a friend along for the ride with $150 off a companion ticket every year.
    • Save 20% on all of your RED™ in-flight purchases, including meals, snacks, cocktails, and on-demand entertainment.
    • Book reward flights for as few as 2,500 points, and travel whenever you want with no blackout dates on Virgin America.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR16.23%-25.24% (Variable)
    Annual Fee$49

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
    • Susan G. Komen® has received more than $7 million from Bank of America from this program since 2009.
    • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
    • No annual fee
    • No changing categories and no expiration on rewards
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
    Purchases Intro APR0% Intro APR
    Purchases Intro APR Period12 billing cycles
    Balance Transfers Intro APR0% Intro APR
    Balance Transfers Intro APR Period12 billing cycles for balance transfers made in the first 60 days
    Regular APR13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Good - Excellent

    • Stainless Steel/Carbon Card -Patented Design
    • Industry-Leading Rewards
    • Double Points When Redeemed for Airfare
    • 1.5% Value for Cash Back Statement Credit Redemptions
    • Luxury Card Concierge™
    • $100 Annual Airline Credit Toward Qualifying Airline Purchases
    • Members-Only Luxury Magazine and Luxury Gifts
    • Annual Fee: $495 ($195 for each additional account)
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.24% Variable
    Annual Fee$495

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • The only card with no late fees, no penalty rate, and no annual fee...ever.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR13.24% - 23.24%* (Variable)
    Annual Fee$0*

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 888-752-1323
    • Get 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    • Additionally, get a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Restrictions Apply.

    Terms and Restrictions Apply

    Purchases Intro APRNone
    Purchases Intro APR PeriodNone
    Balance Transfers Intro APRNone
    Balance Transfers Intro APR PeriodNone
    Regular APR15.49%-19.49% Variable
    Annual Fee$0 intro annual fee for the first year, then $95

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 877-216-1737
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply.

    Terms and Restrictions Apply

    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APRN/A
    Annual FeeIntroductory annual fee of $0 for the first year, then $195.

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
    • No Annual Fee and No Annual Fee for Additional Cards.
    • 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants and 1 point on other purchases for each eligible dollar spent. Terms apply.
    • Get points in addition to what you can with the Plenti® rewards program. Learn More.
    • Use Plenti® points for things you already buy at AT&T company-owned stores, Macy's and more! Terms and limitations apply.
    • Terms and restrictions apply.

    Terms and Restrictions Apply

    Purchases Intro APR0%
    Purchases Intro APR Period12 months
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.24%-25.24% Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Click "APPLY NOW" to apply online or call 888-819-3386
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
    • There are no foreign transaction fees with your Platinum Card.
    • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status.
    • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
    • No interest charges because you pay your balance in full each month.
    • Terms and limitations apply.

    Terms and Restrictions Apply

    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APRN/A
    Annual Fee$450

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent/Good

    • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
    • Earn 2X miles on travel & dining and 1X miles on all other purchases
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
    • No foreign transaction fees on anything you buy while in another country
    • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness.
    • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Period12 months (must be completed within first forty-five days of account opening)
    Regular APR16.24%, 20.24% or 24.24%* Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Excellent Credit

    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • Free access to FICO® Scores*
    Purchases Intro APR0%*
    Purchases Intro APR Period21 months*
    Balance Transfers Intro APR0%*
    Balance Transfers Intro APR Period21 months*
    Regular APR12.24%-22.24%* (Variable)
    Annual Fee$0*

    See Terms *