Credit Card Guide
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Credit Cards for Fair Credit

 

A credit rating that is 'fair' does not have to hold you back from getting a credit card. There are still some good options for this credit rating. The card offers from our partners on this page are for people with fair credit rating.

 
     

     
 
Discover it® for Students
Discover it® for Students

Discover it® for Students

 

  • New! Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.* Plus get 100% U.S.-based service, text alert payment reminders & a mobile app.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • New! Double all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.*
  • *See rates, rewards, FICO® Credit Score terms & other info by clicking "Apply."
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
6 months10.99%6 months12.99%-21.99% Variable*$0Fair Credit

PlayStation® Card from Capital One®
PlayStation® Card from Capital One®

PlayStation® Card from Capital One®

 

  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres, & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music, & more
  • 0% intro APR on purchases until June 2016, 13.9% - 24.9% variable APR after that
  • No annual fee
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
until June 2016N/AN/A13.9% - 24.9% (Variable)$0Good Credit

USAA Classic Platinum MasterCard®
USAA Classic Platinum MasterCard®

USAA Classic Platinum MasterCard®

 

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A17.90%-23.90% (Variable)$35Fair Credit

USAA Classic American Express®
USAA Classic American Express®

USAA Classic American Express®

 

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A17.90%-23.90% (Variable)$35Fair Credit

Total VISA® Unsecured Credit Card
Total VISA® Unsecured Credit Card

Total VISA® Unsecured Credit Card

 

  • Checking account required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a processing fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A29.99% (Fixed)$75.00 for the first year, $48 annually after thatFair/Bad Credit

USAA Classic Platinum Visa®
USAA Classic Platinum Visa®

USAA Classic Platinum Visa®

 

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A17.90%-23.90% (Variable)$35Fair Credit

 
     

     
 
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