Credit Cards for Fair Credit


  • Apply Now

    Credit Needed:
    Fair Credit

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • This credit card is best for members with average credit.
    • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
    • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
    • Special rates are available for military members during deployment or PCS. See terms for additional information.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Purchases Intro APRN/A
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    Regular APR18.15%-24.15% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Limited Time Offer: New cardmembers get a $25 rebate* - To be eligible, applications must be submitted between now through 12/31/16 and accounts must be in good standing for 90 days after opening.
    • Apply online in less than 5 minutes, and you could be approved today!
    • No Minimum Credit Score required; low interest rate of 17.99%
    • Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
    • No application fee or penalty rate
    • Build your credit with monthly reporting to all 3 major credit bureaus
    • 24/7 online access to your account
    • *See the Cardholder Agreement for more details.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APR9.95%
    Balance Transfers Intro APR Period6 months
    Regular APR17.99% (Fixed)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Card designs to fit your personality at no extra charge
    • Less than perfect credit is okay
    • Mobile account access at any time
    • Our application is quick and easy with instant pre-qualification available
    • Protection from fraud, if your card happens to be lost or stolen
    • Unsecured credit card, no deposit required
    • Pre-qualifying today will not affect your credit score
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APR23.90% (Fixed)
    Annual Fee$35-$99 (varies by credit level)

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Account history is reported to the three major credit bureaus in the U.S.
    • An opportunity to build and access credit
    • Choose your custom card design - Free
    • Unsecured credit card, no security deposit required
    • Quick pre-qualification available with no impact to your credit score
    • Online servicing available 24/7 at no additional cost
    • Mobile account access at any time
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR23.90% (Fixed)
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair/Bad Credit

    • Access credit even if you have poor or limited credit history
    • Quick and Easy Secure Online Application
    • A genuine VISA card accepted by merchants nationwide
    • Get a response in as little as 60 seconds!
    • Reporting to 3 major credit bureaus
    • Apply today! If approved Access your credit after paying a one-time processing fee.
    • Reports monthly to all three major credit bureaus
    Purchases Intro APRN/A
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    Regular APRSee Terms*
    Annual FeeSee Terms*

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • No security deposit required
    • Card designs to fit your personality at no extra charge
    • Less than perfect credit histories can qualify, even with prior bankruptcy!
    • Account history is reported to the three major credit bureaus in the U.S.
    • Pre-qualify for a card today and it will not impact your credit score
    • Accepted nationwide wherever MasterCard is accepted
    • Fast and easy decision on your application
    • Protection from fraud, if your card happens to be lost or stolen
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR23.90% (Fixed)
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • No security deposit required
    • Pick from multiple card designs at no extra charge
    • Account history is reported to the three major credit bureaus in the U.S.
    • 24/7 access to your account information, even on mobile
    • Simple and fast application process
    • Prequalify for a card today and it will not impact your credit score
    • Don't have perfect credit? No problem!
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR23.90% (Fixed)
    Annual Fee$35-$99 (varies by credit level)

    See Terms *

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