Credit Card Guide
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Credit Cards For People Whose Credit Rating Is Fair

 

A credit card rating that is just 'fair' does not have to hold you back from getting a credit card. There are still some good options for this credit rating. The card offers on this page are designed for people with fair credit ratings.

 
     

     
 
VISA® Platinum from Credit One Bank®
VISA® Platinum from Credit One Bank®

VISA® Platinum from Credit One Bank®

 

  • Get pre-qualified for a Visa Platinum card
  • Pick your payment due date to fit your schedule
  • Email or text alerts to remind you when your payment is due
  • Free online monthly credit score tracking included
  • Automatic reviews for credit line increase opportunities
  • Includes Travel Accident Insurance and Auto Collision Damage Waiver
  • Choose your card design from our premium gallery
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A23.90% (Variable)$75 1st year, then $99

First PREMIER® Bank Classic Credit Card
First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

 

  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Optional Payment Protection Available
  • A credit card offer for those lacking perfect credit.
  • You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See Website*See Website*

First PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card

 

  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee to begin enjoying your available credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
  • Reports your credit history to the major Consumer Reporting Agencies
  • This is a credit card - not a debit or prepaid card
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*

PREMIER Forward® MasterCard® Credit Card
PREMIER Forward® MasterCard® Credit Card

PREMIER Forward® MasterCard® Credit Card

 

  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Acceptance at millions of locations worldwide (subject to available credit)
  • Credit card responses in 60 seconds or less
  • Optional Payment Protection Available
  • No security deposit required
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*

Discover it® for Students with $20 Cashback Bonus
Discover it® for Students with $20 Cashback Bonus

Discover it® for Students with $20 Cashback Bonus

 

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year on up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%.
  • *Click apply for Terms & Conditions.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/ASee TermsSee Terms12.99%- 18.99% V$0

PREMIER Possibilities® Credit Card
PREMIER Possibilities® Credit Card

PREMIER Possibilities® Credit Card

 

  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Once your account is open, you may have the chance to personalize your credit card
  • Acceptance at millions of locations nationwide, including online purchases (subject to available credit)
  • You may be able to rebuild your credit history if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*

Discover it® for Students
Discover it® for Students

Discover it® for Students

 

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
6 monthsSee TermsSee Terms12.99%-18.99% V$0

Continental Finance Matrix Unsecured Credit Card
Continental Finance Matrix Unsecured Credit Card

Continental Finance Matrix Unsecured Credit Card

 

  • The Continental Finance Matrix Credit Card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/ASee TermsSee Terms

 
     

     
 
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