Credit Card Guide
Follow Us  twitter facebook You Tube Google+
 

Credit Cards for Fair Credit

 

A credit rating that is 'fair' does not have to hold you back from getting a credit card. There are still some good options for this credit rating. The card offers from our partners on this page are for people with fair credit rating.

 
     

     
 
PlayStation® Card from Capital One®
PlayStation® Card from Capital One®

PlayStation® Card from Capital One®

 

  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
until December 2015N/AN/A13.9% - 24.9% (Variable)$0Good Credit

USAA Classic Platinum MasterCard®
USAA Classic Platinum MasterCard®

USAA Classic Platinum MasterCard®

 

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A17.90%-23.90% (Variable)$35Fair Credit

Milestone® Gold MasterCard®
Milestone® Gold MasterCard®

Milestone® Gold MasterCard®

 

  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access
  • Zero Liability — you'll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A23.90% (Fixed)$35-$99 (varies by credit level)Good/Fair

First PREMIER® Bank MasterCard® Credit Card
First PREMIER® Bank MasterCard® Credit Card

First PREMIER® Bank MasterCard® Credit Card

 

  • Checking Account Required
  • Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges).
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit).
  • Trying to rebuild your credit history? It may be possible if you make on time payments to all your creditors and keep your account balances low relative to the credit limit.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*Fair/Bad Credit*

First PREMIER® Bank Credit Card
First PREMIER® Bank Credit Card

First PREMIER® Bank Credit Card

 

  • Must have checking account to qualify.
  • Apply today, and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges)
  • Monthly reporting to the major Consumer Reporting Agencies.
  • Issued by FDIC-insured First PREMIER® Bank.
  • Trying to rebuild your credit history? You may if you make on time payments to all your creditors and keep your account balances low relative to the credit limit.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*Fair/Bad Credit*

Discover it® chrome for Students with $20 Cashback Bonus
Discover it® chrome for Students with $20 Cashback Bonus

Discover it® chrome for Students with $20 Cashback Bonus

 

  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/A10.99%6 months12.99% - 21.99% Variable*$0Fair Credit

Discover it® for Students with $20 Cashback Bonus
Discover it® for Students with $20 Cashback Bonus

Discover it® for Students with $20 Cashback Bonus

 

  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% Cashback Bonus for gas and ground transportation on up to $1500 in purchases from Jan. through Mar. 2015 after you sign up for 5% Cashback Bonus. 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service— day or night.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/A10.99%6 months12.99%-21.99% Variable*$0Fair Credit

Discover it® chrome for Students
Discover it® chrome for Students

Discover it® chrome for Students

 

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
6 months10.99%6 months12.99% - 21.99% Variable*$0Fair Credit

Discover it® for Students
Discover it® for Students

Discover it® for Students

 

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% Cashback Bonus for gas and ground transportation on up to $1500 in purchases from Jan. through Mar. 2015 after you sign up for 5% Cashback Bonus. 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • 100% U.S.- based customer service— day or night.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
0%
6 months10.99%6 months12.99%-21.99% Variable*$0Fair Credit

USAA Classic American Express®
USAA Classic American Express®

USAA Classic American Express®

 

  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
PurchasesBalance TransfersRegular APRAnnual FeeCredit Needed
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A17.90%-23.90% (Variable)$35Fair Credit

 
     

     
 
Page 1 Page 2
 
     
 
  View Related Stories

Credit Card Debt and Emotions Can Be a Bad Mix - When it comes to paying off credit card debt, we don't always opt for the most logical strategy. Instead, we often do what makes the most sense to us emotionally.

New 'SpyEye' Malware Covers Thieves' Tracks - A new toolkit for cyber criminals lets them take what they want from your bank account without leaving a trace. Here's what to look out for

ALL CREDIT CARD HELP & ADVICE ARCHIVES >>

 
     

 
Secure SSL Technology
Secure SSL
Technology
 
Twitter Facebook You Tube Google+
About Us Privacy Policy Editorial Team Terms of Use
Contact Us California Privacy Rights Media Relations Site Map

Close X