Credit Card Guide
  SELECT A CARD AND APPLY ONLINE
Follow Us  RSS twitter facebook You Tube Google+
 

 

Credit Cards For People Whose Credit Rating Is Fair

A credit card rating that is just 'fair' does not have to hold you back from getting a credit card. There are still some good options for this credit rating. The card offers on this page are designed for people with fair credit ratings.


 
     

 
 
Capital One® Platinum Credit Card
Capital One® Platinum Credit Card

Apply Here

 

  • To apply online click the "Apply Now" button or call 1-866-582-0808
  • $0 intro annual fee for the first year; $19 after that
  • Image Card—personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts
  • See Rates and Disclosures
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
24.9% (V)*
Annual Fee
$0 intro for first year; $19 after that*

Capital One® No Hassle CashSM Rewards Credit Card
  • To apply online click the “Apply Now” button or call 1-866-582-0808
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own
  • See Rates and Disclosures
Intro Purchase APR
0% until November 2012*
Intro Balance Trans. APR
N/A*
APR
17.9% - 22.9% (V)*
Annual Fee
$39*

Capital One® Classic Platinum Credit Card
  • To apply online click the “Apply Now” button or call 1-866-582-0808
  • 0% intro APR on all purchases until November 2012
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own
  • See Rates and Disclosures
Intro Purchase APR
0% until November 2012*
Intro Balance Trans. APR
N/A*
APR
17.9% - 22.9% (V)*
Annual Fee
$39*

Credit One Bank® Visa Platinum Card
Credit One Bank® Visa Platinum Card

Apply Here

 

  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment fee
  • No over the credit limit fee
  • Choose your card design from our premium gallery
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
23.90%*
Annual Fee
See Website*

BuyRIGHT Prepaid MasterCard®
BuyRIGHT Prepaid MasterCard®

Apply Here

 

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
$7.95 per Month

Capital One® Mastercard®
Capital One® Mastercard®

Apply Here

 

  • Get the credit you need with no processing fees or application fees
  • $0 Fraud Liability if your card is lost or stolen
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  • Access your account 24/7
  • Monitor your spending with free e-mail and text message alerts
  • Automatic reporting to the 3 major credit bureaus
  • Find pre-qualified card offers in 60 seconds without affecting your credit score
Intro Purchase APR
See Terms*
Intro Balance Trans. APR
See Terms*
APR
10.9% - 24.9% (V)*
Annual Fee
See Terms*

Capital One® Cash Rewards for Newcomers
Capital One® Cash Rewards for Newcomers

Apply Here

 

  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
24.9% (V)*
Annual Fee
$0*

Walmart MoneyCardSM MasterCard® Prepaid Card
Walmart MoneyCard(SM) MasterCard® Prepaid Card

Apply Here

 

  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

The Mango™ MasterCard® Prepaid Card
The Mango™ MasterCard® Prepaid Card

Apply Here

 

  • Free Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate
  • Instant Virtual Card - Shop Online Today
  • No fee Domestic Purchase/Signature Transactions
  • No Fee to Check Your Balance With a Text Message
  • Free Mango iPhone App (Download from iTunes Store)
  • Renters Insurance Available to Mango Cardholders
  • $5 Monthly Fee - Reimbursed when You Load at Least $500 Per Month
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

mPower™ Visa® Prepaid Card
mPower™ Visa® Prepaid Card

Apply Here

 

  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

 
     

 
Page 1 Page 2
 
     

 
  View Related Stories

5 Tips For Buying an Engagement Ring - Shopping around for an engagement ring for a Valentine's Day proposal? if you haven't socked away enough cash, there are several ways to make the cost and payments manageable

How to Retire Free from Credit Card Debt - Retirement is supposed to be a time to put financial worries behind you and enjoy life. Yet many baby boomers are finding themselves carrying their financial burdens into their golden years.

ALL CREDIT CARD HELP & ADVICE ARCHIVES >>

 
     

               
Validate TRUSTe privacy certification        
Best Credit Card Offers With
Online Applications

0% APR Balance Transfer
Cash Back Cards
Low Interest Cards
Airline Miles & Travel Reward
Credit Cards

Business Credit Cards
Gas Rebate Credit Cards
Car Rebate Credit Cards
Instant Approval Cards
Establish Credit, Credit Cards
Student Credit Cards
Prepaid Cards
Rss Feeds RSS Feeds
Twitter Twitter
Facebook Facebook
You Tube YouTube
Google+ Google+
About Us
Contact Us
Editorial Team
Media Relations
Privacy
California Privacy Rights
Terms of Use
Site Map
Canada Canadian Cards
UK U.K. Credit Cards
Australia Australian Cards