Credit Cards for Fair Credit


  • Apply Now

    Credit Needed:
    Fair Credit

    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • 0% intro APR on purchases until February 2017; 23.24% variable APR after that
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    Purchases Intro APR0%
    Purchases Intro APR Perioduntil February 2017
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Perioduntil February 2017
    Regular APR23.24% (Variable)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone with our mobile app
    • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR24.99% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
    • No annual fee
    • Points don't expire as long as account is open, active and in good standing
    • Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
    • No limit on the number of points you can earn or redeem
    • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
    • Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
    • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR25.24%* Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Automatic reviews for credit line increase opportunities
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Free online monthly credit score tracking included
    • Flexible payment date to assist you in making your payments on time
    • Choose your card design from our premium gallery, a fee may apply
    • Earn 1% cash back on gas and grocery purchases, terms apply
    • Rewards post to your account automatically each month
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    N/A

    • Find card offers you may be eligible for without affecting your credit score
    • Get matched to features you want like low intro rates, cash back or miles, and more
    • See your card matches in less than 60 seconds
    • Find a card for where you are to help you prepare for what's ahead
    • All Capital One cards come with fraud coverage if your card is lost or stolen
    • 24/7 account access including mobile app for fast and easy account management - right from your smartphone
    • Pick the monthly payment due date that works best for you
    • Pay the way you want - by check, online, or at a local branch
    Purchases Intro APRSee Terms
    Purchases Intro APR PeriodSee Terms
    Balance Transfers Intro APRSee Terms
    Balance Transfers Intro APR PeriodSee Terms
    Regular APRVarious Rates
    Annual FeeSee Terms

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • 1% cash back on gas & groceries, terms apply
    • See if you Pre-Qualify without harming your credit score
    • This is a fully unsecured credit card with no deposit requirement
    • Flexible payment date to assist you in making your payments on time
    • Automatic reviews for credit line increase opportunities
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Credit One automatically monitors every account for credit line increase opportunities. We'll let you know as soon as you're eligible for additional credit.
    • See if you're Pre-Qualified without harming your credit score. In less than 60 seconds, find the card that's right for you.
    • Earn 1% cash back on gas and grocery purchases. Terms apply.
    • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account will be reported monthly to all three major credit bureaus.
    • Zero fraud liability protects you from unauthorized charges.
    • Set up custom email or text alerts, so you'll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • There's no limit to the amount of cash back you can earn, and rewards don't expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly due date that works best for you
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR20.24% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Fair

    • Quick pre-qualification available with no impact to your credit score
    • Easy pre-qualification process with fast response
    • Choose your custom card design - Free
    • Free online account access
    • Protection from fraud, if your card happens to be lost or stolen
    • Accepted at over 35 Million Locations Worldwide!
    • Previous bankruptcy OK
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR23.90% (Fixed)
    Annual Fee$35-$99 (varies by credit level)

    See Terms *

  • Apply Now

    Credit Needed:
    Bad/Fair

    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APRSee Terms*
    Annual FeeSee Terms*

    See Terms *