Credit Cards for Fair Credit


  • Apply Now

    Credit Needed:
    Fair Credit

    • Earn 1% cash back on gas and automotive purchases (terms apply) and double cash back on NASCAR.com purchases.
    • Zero fraud liability protects you from unauthorized charges
    • Email or text alerts to remind you when your payment is due
    • Flexible payment date to assist you in making your payments on time.
    • Automatic reviews for credit line increase opportunities
    • Free online monthly credit score tracking included
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APR16.65%-23.90% (Variable)
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
    • No annual fee
    • Points don't expire as long as account is open, active and in good standing
    • Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
    • No limit on the number of points you can earn or redeem
    • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
    • Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
    • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
    Purchases Intro APRN/A
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    Regular APR25.24%* Variable
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • 1% cash back on gas & groceries, terms apply
    • See if you Pre-Qualify without harming your credit score
    • This is a fully unsecured credit card with no deposit requirement
    • Flexible payment date to assist you in making your payments on time
    • Automatic reviews for credit line increase opportunities
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Good/Fair

    • Quick pre-qualification available with no impact to your credit score
    • Easy pre-qualification process with fast response
    • Choose your custom card design - Free
    • Free online account access
    • Protection from fraud, if your card happens to be lost or stolen
    • Accepted at over 35 Million Locations Worldwide!
    • Previous bankruptcy OK
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APR23.90% (Fixed)
    Annual Fee$35-$99 (varies by credit level)

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Automatic reviews for credit line increase opportunities
    • See if you Pre-Qualify without harming your credit score
    • Zero fraud liability protects you from unauthorized charges
    • Free online monthly credit score tracking included
    • Flexible payment date to assist you in making your payments on time
    • Choose your card design from our premium gallery, a fee may apply
    • Earn 1% cash back on gas and grocery purchases, terms apply
    • Rewards post to your account automatically each month
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Initial Credit Limit of $500.00* (subject to available credit)
    • Monthly reporting to the three major credit bureaus
    • All credit types welcome to apply!
    • Fast and easy application process; results in seconds
    • Use your card at locations everywhere that MasterCard® is accepted
    • Free online account access 24/7
    • Checking Account Required
    Purchases Intro APRN/A
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    Regular APRSee Terms
    Annual FeeSee Terms

    See Terms *

  • Apply Now

    Credit Needed:
    Bad/Fair

    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    Purchases Intro APRN/A
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    Regular APRSee Terms*
    Annual FeeSee Terms*

    See Terms *

  • Apply Now

    Credit Needed:
    See Terms

    • Find card offers you are more likely to qualify for without impacting your credit score.
    • Save time by comparing matched offers from multiple partner banks.
    • You may be matched to special offers based on your credit profile.
    • See your matched offers in less than 60 seconds.
    • Get matched to the card feature that's right for you. Find cards with Low Interest, Cash Back, Balance Transfers, and Travel Rewards.
    • Users may not be matched with all offers or banks. Matches are based on a user's credit profile. See the CardMatch Terms and Conditions for more details.
    Purchases Intro APRSee Terms
    Purchases Intro APR PeriodSee Terms
    Balance Transfers Intro APRSee Terms
    Balance Transfers Intro APR PeriodSee Terms
    Regular APRSee Terms
    Annual FeeSee Terms

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Credit One automatically monitors every account for credit line increase opportunities. We'll let you know as soon as you're eligible for additional credit.
    • See if you're Pre-Qualified without harming your credit score. In less than 60 seconds, find the card that's right for you.
    • Earn 1% cash back on gas and grocery purchases. Terms apply.
    • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account will be reported monthly to all three major credit bureaus.
    • Zero fraud liability protects you from unauthorized charges.
    • Set up custom email or text alerts, so you'll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR15.65% - 24.15% Variable
    Annual Fee$0 - $99

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received an discharge type of Honorable, and their eligible family members.
    • This credit card is best for members with average credit.
    • Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
    • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
    • Special rates are available for military members during deployment or PCS. See terms for additional information.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
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    Regular APR18.15%-24.15% (Variable)
    Annual Fee$35

    See Terms *