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CreditCardGuide > Glossary > Annual percentage rate (APR)
Credit Card Glossary

Puzzled by credit card jargon? Browse the CreditCardGuide.com glossary for the definitions of common and confusing credit card terms.

Annual percentage rate (APR)

The total interest rate that you'll be charged each year on your credit card balances if you don't pay them off each month. Your annual percentage rate should be equal to your monthly interest rate multiplied by 12.

  
     


 
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