Credit Card Glossary

Puzzled by credit card jargon? Browse the glossary for the definitions of common and confusing credit card terms.

Hard pull

A check of your credit record made by a bank or other lender when you've applied for a loan or a credit card. Having several of these "hard" inquiries for the same type of loan within a short period generally will not hurt your credit score, as they may indicate you're shopping for the best loan terms. Having multiple inquiries over a longer period of time, however, may lower your credit rating.