Credit Card Guide
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Credit Card Glossary

Puzzled by credit card jargon? Browse the glossary for the definitions of common and confusing credit card terms.


A home equity line of credit (HELOC) is a loan in which the borrower's home serves as collateral. With a HELOC, you can usually borrow equal to or less than 85 percent of the equity in your home. While with a home equity loan, you receive the total loan amount upfront, with a HELOC, you draw on the funds as needed. In both cases, your home secures the amount that you borrow.


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