The relationship between your gross monthly income and your expenses that determines your eligibility for a loan. A lender will look at how much you earn versus how much you owe to determine if you have enough money left over each month to make payments on the loan (usually a mortgage).
*Disclaimer: CreditCardGuide.com is an independent, advertising-supported comparison service. This site may be compensated when a user clicks an "apply now" button. Every attempt has been made to present accurate information. However, all credit card information is presented without guarantee. After clicking on an offer, you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.