Credit Card Guide
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Credit Card Glossary

Puzzled by credit card jargon? Browse the glossary for the definitions of common and confusing credit card terms.

Secured credit card

A credit card that is linked to a bank account. To get a line of credit, the borrower must deposit funds in that account as a backup source of payment if the borrower does not pay the credit card bill. A secured credit card is most often used by people with bad or no credit who are trying to establish a good credit record.


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