Credit Card Guide

CHOOSING THE BEST CREDIT CARD FOR YOU

Follow Us  twitter facebook You Tube Google+
 
Wal-Mart dumps Discover for MasterCard
Wal-Mart has broken with Discover and is joining with MasterCard. This means your perks will change ... more »
 
     
 

Special Credit Card Deals

See our credit card deals and promotions which offer bonuses that may be awarded after only your first purchase. These awards may come in the form of cash back, air miles, merchandise or other rewards from the issuer in addition to the standard benefits that may be on your credit card application.

Applying For A Credit Card

Filling out a credit card application is faster than ever before. To apply for a credit card online, simply provide the information requested, and click on the submit button. You may get an online decision in as little as a minute, in other cases you will be notified by mail within a couple of weeks.

 
     

BEST CREDIT CARD OFFERS

 
Capital One® VentureOne® Rewards Credit Card Apply Here
APR Balance Transfer Annual Fee
11.9% - 19.9% (V) Yes $0

Capital One® VentureOne® Rewards Credit Card

  • Click "APPLY NOW" to apply online or call 866-582-0808
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  Capital One® Venture® Rewards Credit Card Apply Here
APR Balance Transfer Annual Fee
13.9% - 20.9% (V) Yes $0 intro for first year; $59 after that

Capital One® Venture® Rewards Credit Card

  • Click "APPLY NOW" to apply online or call 866-582-0808
  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  Capital One® Quicksilver® Cash Rewards Credit Card Apply Here
APR Balance Transfer Annual Fee
12.9% - 22.9% (V) Yes $0

Capital One® Quicksilver® Cash Rewards Credit Card

  • Click "APPLY NOW" to apply online or call 866-582-0808
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on purchases and balance transfers until January 2015
  • No annual fee
   
Discover it® Apply Here
APR Balance Transfer Annual Fee
10.99% - 22.99% Variable* Yes $0

Discover it®

  • Click "APPLY NOW" to apply online or call 888-312-0082
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  Discover it® Apply Here
APR Balance Transfer Annual Fee
10.99% - 22.99% Variable* Yes $0

Discover it®

  • Click "APPLY NOW" to apply online or call 800-983-1403
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  Capital One® Card Finder Tool Apply Here
APR Balance Transfer Annual Fee
Various Rates See Terms See Terms

Capital One® Card Finder Tool

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are—to help you prepare for what's ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management—right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want—by check, online, or at a local branch
 
   
Capital One® Platinum Prestige Credit Card Apply Here
APR Balance Transfer Annual Fee
10.9% - 18.9% (V) Yes $0

Capital One® Platinum Prestige Credit Card

  • Click "APPLY NOW" to apply online or call 866-582-0808
  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
  Chase Sapphire Preferred® Card Apply Here
APR Balance Transfer Annual Fee
15.99% (Variable) Yes Introductory Annual Fee of $0 the first year, then $95.

Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM.
  • Earn 5,000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to participating frequent travel programs at full value — that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
  Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases Apply Here
APR Balance Transfer Annual Fee
14.99% or 18.99%* (Variable) Yes $0

Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer – a $49 value
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
 
 
 

 

HOW TO FIND THE BEST CARD OFFER

 
 

At CreditCardGuide.com we provide you with the tools and information to make choosing and applying for a card as simple and as easy as possible. With our wide selection of offers offering the most competitive rates and rewards, you are sure to find the right card for you. We constantly update our site to provide the best deals online.

You can start by browsing our categories in the left menu or the banks and card issuers below. You can also use our comparison and search tools section to compare cards or to find the card with the right features and benefits for you. The comparison guide is an easy-to-use tool which enables you to compare rates, type of rewards and annual fees. Once you make your choice, the application is only a click away and many cards will give you a decision in less than 60 seconds.

To further educate you about choosing the right offer and finding the best deal, we provide an extensive help topics section. Here you can learn more on how to take advantage of various card benefits, as well as better understand their features and the importance of your credit score.

Another section of our site is devoted to students who may be applying for a card for the first time. College student cards offer value and benefits that can lead to greater financial flexibility and freedom, and help you build credit.

You can browse our low interest cards section to get the lowest interest rate or our business cards section to see the best offers for small businesses. Use our site to browse and compare the top card offers available on the web, all with online applications.

 
     

 

More Low Interest Credit Cards with Rewards and Cash Back - by Bank

 
 
 
Chase logo
  Chase Bank - Choose from many great offers: Chase FreedomSM, Chase SlateSM from Chase, Chase SapphireSM, Chase Ink CashSM Business Card, and the Chase InkSM Bold with Ultimate RewardsSM.
 
 
Discover Logo
  Discover® Cards - Choose from various card designs including Clear, Flag, Wildlife, Sealife collection and more. Student cards are also available.
 
 
Capital One Logo
  Capital One® - Choose from Capital One® Quicksilver® Cash Rewards Credit Card, Capital One® Platinum Prestige Credit Card, Sony Card from Capital One®.
 
 
American Express Logo
  American Express - Get 0% APR for up to 6 months and earn points that can be redeemed for gift cards, travel, merchandise, and more. Cards include Preferred Rewards Gold card, Platinum Delta SkyMiles, Starwood Preferred and the TrueEarnings® Card from Costco and American Express.
 
 
Bank Of America
  Bank of America - Bank of America offers a variety of high-value credit cards, like the BankAmericard Cash Rewards™, BankAmericard Travel Rewards® and BankAmericard® Visa® cards, featuring competitive rates.
 
 
Citi Logo
  Citi Cards - Great choice of cards with rewards, 0% APR for 18 months and low ongoing APR. Citi® Platinum Select® and Citi® Diamond Preferred® Card. Also see Citi's student credit card, the mtvUT Platinum Select.
 
 
Visa Card logo
  Visa® Credit Cards - Get 0% introductory APR's, low ongoing interest rates, cash back, airmiles, travel rewards, and more. Visa card offers include cards for individuals, businesses, students, and for those with less than perfect credit.
 
 
Master Card logo
  MasterCard® Credit Cards - Mastercard credit card offers include benefits such as 0% introductory APR's, cash back offers of up to 5%, frequent flyer miles, and many others. Mastercard credit cards are available for individuals, businesses, students, as well as those with less than perfect credit histories.
 
 
     

 

Credit Cards and Prepaid Debit Cards for People with Bad Credit

 
 
 
First Premier Logo
  First PREMIER® Bank - First PREMIER® Bank offers secured and unsecured, fee-based credit cards. These credit cards are popular with people who have less-than-perfect credit and cannot get approved for a prime credit card, which requires a good credit history.
 
 
Credit One Bank Logo
  Credit One Bank - Credit One Bank allows consumers to quickly become pre-qualified for card offers without affecting their credit scores. Ideal for individuals with fair or poor credit, cardholders can enjoy free online monthly credit score tracking as well as platinum status.
 
 
     


 
Secure SSL Technology
Secure SSL
Technology
 
Twitter Facebook You Tube Google+
About Us Privacy Policy Editorial Team Terms of Use
Contact Us California Privacy Rights Media Relations Site Map

Close X