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CARDS FOR PEOPLE WITH BAD CREDIT
0% intro APR

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.
Click Here! Apply Here
Centennial® Credit Card
  • Send no money today - Pay your Processing Fee over time if approved!
  • Convenient 24-hour account access by phone
  • The online application is safe, secure, and simple
  • Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
  • Monthly reporting to major Consumer Reporting Agencies
  • Reasonable credit limit can help you spend smarter
  • This credit card may be able to help build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits
Click Here! Apply Here
AccountNow™ Vantage Debit MasterCard®
  • Build your credit with the new iAdvance loan optionSM
  • Instant guaranteed approval* – no credit check, no security deposit
  • $0 activation fee – when you load your card by direct deposit
  • Free direct deposit – no more check cashing fees
  • Free online check writing – no need for expensive money orders
  • Free credit builder* – bill pay transactions are reported to PRBC®
  • No overdraft fees – no minimum balance required
  • Reloadable - $10,000 balance limit
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
The Mango™ MasterCard® Prepaid Card
  • FREE Prepaid MasterCard
  • $0 Activation Fee
  • FREE Direct Deposit
  • FREE unlimited purchase / signature transactions
  • FREE account management online or with your mobile phone
  • FREE to check your balance with your mobile phone
  • No monthly fee when you load $500/month
  • Send money with your mobile phone
  • Load cash at tens of thousands of retailers nationwide
  • No credit check, no bank account needed, no overdraft fees
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
Green Dot Prepaid MasterCard®
  • No credit check, ever
  • The most popular prepaid in America
  • Save $5 today when you order online
  • Easy reload using Green Dot MoneyPaks
  • Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
  • Extra bonuses with Direct Deposit
  • No bounced check fees or outrageous interest charges
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
Orchard Bank Classic MasterCards
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 7.9%-19.90% $39-$79*
Click Here! Apply Here
READYdebit™ Card
  • 100% Approval guaranteed – No Chexsystems or credit checks, bankruptcy okay
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – ever
  • Pay nothing now – No deposits or prepayments required to get your card
  • Free direct deposit – stop paying to cash your paycheck
  • Now with free credit builder
  • Free phone and online access to your account
  • No declined transaction fees
  • Great loading options – free direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations
  • Safer than cash - all deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – ever
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
Facecard Prepaid MasterCard®
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • Free Direct Deposit – easy access to your funds
  • Free Online Bill pay - no more mailing costly money orders.
  • Free Money Transfers to other Facecard members - no more spending money on wire transfers.
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
  • Receive Prewards, which are like coupons, put directly on your card.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
Baby Phat Prepaid Visa® RushCard
  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
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* See the online application for more information about the terms and conditions for these credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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