Cards For People With Bad Credit

Cards For People With Bad Credit

CARDS BY CATEGORY

CARDS BYCREDIT RATING

CARDS BY BANK OR ISSUER

OTHER RESOURCES

CARDS BY
CREDIT RATING

CARDS BY
BANK OR ISSUER

Rewards By Category

Find the best credit cards and credit card offers on the web

SELECT A CARD AND APPLY ONLINE

HOME

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.

Orchard Bank Classic MasterCard

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Intro Purchase APR

Intro Balance Trans. APR

APR

Annual Fee

None

7.9%-19.90%

$39-$79

First PREMIER® Bank Classic Credit Card

Don't be held back by past credit card struggles
Join the 3 million credit cardholders
Your second chance for a credit card is our business

AccountNow™ Vantage Debit MasterCard®

Build your credit with the new iAdvance loan option^SM
Instant guaranteed approval* – no credit check, no security deposit
$0 activation fee – when you load your card by direct deposit
Free direct deposit – no more check cashing fees
Free online check writing – no need for expensive money orders
Free credit builder* – bill pay transactions are reported to PRBC®
No overdraft fees – no minimum balance required
Reloadable - $10,000 balance limit

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

See App.

Baby Phat Prepaid Visa® RushCard

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

See App.

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

7.9%-19.90%

$39-$79*

The Mango™ MasterCard® Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

See App.

Centennial® Credit Card

Credit not-so-good? Not to worry with this credit card offer
Monthly reporting to major Consumer Reporting Agencies
Reasonable credit limit can help you spend smarter (subject to available credit)
24-hour account access by phone
The online application is safe, secure, and simple
Get a credit card response in seconds

READYdebit® Card

100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your card account!
No declined transaction fees!
Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
* Subject to I.D. Verification

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

See App.

Vision Premier® Visa® Prepaid Card

No credit check, no debt, no interest, no overdraft fees
Free unlimited purchases – signature and PIN
Free customer service
Free Direct Deposit: Get paychecks, benefits and tax refunds faster
Free PayFit Credit Builder – Pay bills and build credit for free
Free text and email alerts and online access to track spending
Safer than cash if lost or stolen
Accepted everywhere Visa Debit cards are accepted

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

See App.

Orchard Bank Visa Cards

Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro Purchase APR

Intro Balance Trans. APR

APR as low as

Annual Fee

None

7.90% - 24.90%

See Terms*

Page 1

Page 2

| Best Credit Card Offers With Online Applications | 0% APR Balance Transfer | Cash Back Cards |
| Low Interest Cards | Airline Miles & Travel Reward Credit Cards | Business Credit Cards |
| Gas Rebate Credit Cards | Car Rebate Credit Cards | Instant Approval Cards |
| Establish Credit, Credit Cards | Student Credit Cards | Prepaid Cards |

* See the online application for more information about the terms and conditions for these credit card offers. Every sound attempt has been made to preserve precise information. However all credit card information is presented without guarantee. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer.