CARDS BY CATEGORY

Cards For People With Bad Credit

Need a credit card but cannot get approved because of bad credit or no credit history? It may be possible to get a credit card regardless of your credit history. Below are cards from banks and credit card companies for people with less than perfect credit.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.

Orchard Bank Classic MasterCards

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Intro Purchase APR None	Intro Balance Trans. APR None	APR 7.9% - 28.90%	Annual Fee See Terms*

Orchard Bank Classic MasterCards

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro Purchase APR None	Intro Balance Trans. APR None	APR 7.9%-28.90%	Annual Fee See Terms*

The Mango™ MasterCard^® Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Green Dot^® Prepaid MasterCard^®

FREE $0 Activation Online –with NO credit check!
FREE Cash withdrawals at over 15,000 participating ATMs
FREE Online Bill Pay & Direct Deposit
NO Monthly fee for any month with at least 30 purchases
NO Transaction fees on US purchases
NO Overdraft or penalty fees
NO Minimum balance required
GET $10 with Direct Deposit (see site for restrictions)

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Orchard Bank Visa Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as 7.9%-28.90%	Annual Fee See Terms*

Baby Phat Prepaid Visa^® RushCard

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Card to Card transfers between RushCard Members
Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Orchard Bank Classic MasterCards

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as 7.9%-28.90%	Annual Fee See Terms*

First PREMIER^® Bank Classic Credit Card

Don't be held back by past credit card struggles
Join nearly 3 million credit cardholders
Your second chance for a credit card is our business

Vision Premier^® Visa^® Prepaid Card

No credit check, no debt, no interest, no overdraft fees
Free unlimited purchases – signature and PIN
Free customer service
Free Direct Deposit: Get paychecks, benefits and tax refunds faster
Free PayFit Credit Builder – Pay bills and build credit for free
Free text and email alerts and online access to track spending
Safer than cash if lost or stolen
Accepted everywhere Visa Debit cards are accepted

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

AccountNow Prepaid MasterCard^®

NO Activation Fee

NO Overdraft fees

FREE Direct deposit – no more check cashing fees

FREE Online Bill Pay
FREE Credit builders
Build your credit with the new iAdvance loan optionSM
Instant guaranteed approval* – for prepaid card only

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Page 1

Page 2

View Related Stories

Editor's Pick: Best Credit Cards for People with Bad Credit - In the past, it has been challenging to find low-fee, low-interest credit cards for people with bad credit. Currently, however, people with poor credit do have access to several reasonable credit card offers.

Editor's Pick: Best Prepaid Credit Cards 2010 - Prepaid credit cards have traditionally targeted people with bad credit, however, in recent years as fees have come down, they have become increasingly popular as an alternative to credit cards.

ALL CREDIT CARD HELP & ADVICE ARCHIVES >>

CARDS BY CATEGORY

CARDS BY CREDIT

CARDS BY ISSUER

MORE RESOURCES

Subscribe

Cards For People With Bad Credit