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MasterCard

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MasterCard International is a leading global payments solutions company that provides a broad variety of innovative financial services in many countries worldwide. MasterCard does not issue cards, set annual fees on cards, determine annual percentage rates, solicit merchants to accept cards or set their discount rates. Instead, MasterCard's customer financial institutions manage the relationships with consumers and merchants. Because it is used by banks around the globe, MasterCard is one of the most widely recognized credit and debit card brands in the world. Compare our list of the best MasterCard credit cards and apply for one today!

 
     

 

Most Popular MasterCards

 
     
 
Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

 

  • Click "APPLY NOW" to apply online or call 866-781-9766
  • 0% intro APR until September 2014 on balance transfers
  • 0% intro APR until September 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
until September 20140%until September 201410.9% - 18.9% (V)$0

Barclaycard Arrival World MasterCard — No Annual Fee Card
  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
  • No mileage caps and no foreign transaction fees
  • Get 10% miles back when you redeem for travel (e.g. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 monthsN/AN/A14.99%-18.99% (Variable)$0

BankAmericard® Better Balance Rewards™ Credit Card
  • No annual fee
  • Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. Thats up to $100 in cash rewards per year with the card
  • Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
  • Low Introductory APR offer
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
12 billing cycles*0%*12 billing cycles for qualifying balance transfers*11.99% - 21.99% Variable* on purchases & balance transfersNone*

The US Airways Premier World MasterCard®
The US Airways Premier World MasterCard®

The US Airways Premier World MasterCard®

 

  • Earn up to 40,000 bonus miles on qualifying transactions
  • EXCLUSIVE: Redeem flights for 5,000 fewer miles
  • Zone 2 boarding on every flight
  • Enjoy 2 miles per $1 spent on US Airways purchases
  • Earn 1 mile per $1 spent everywhere else
  • Annual companion certificate good for round-trip travel for up to 2 companions at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/A0%for the first 15 months15.99% or 24.99% (Variable)$89

Barclaycard Arrival World MasterCard — $89 Annual Fee Card
Barclaycard Arrival World MasterCard — $89 Annual Fee Card

Barclaycard Arrival World MasterCard — $89 Annual Fee Card

 

  • Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
  • 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on all purchases
  • No mileage caps and no foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary subscription to TripIt Pro mobile travel organizer — a $49 annual value!
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 monthsN/AN/A14.99%-18.99% (Variable)$89, waived for 1st year

Upromise World MasterCard®
Upromise World MasterCard®

Upromise World MasterCard®

 

  • Earn $50 cash back with your first purchase
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard
  • Earn 4% back at thousands of participating Upromise dining restaurants
  • Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations
  • Earn 2% cash back at eligible movie theaters
  • Earn 1% cash back everywhere else
  • Earn cash back on every purchase with no caps
  • 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 months0%12 months12.99%-20.99% (Variable)$0

Barclaycard® Ring MasterCard®
Barclaycard® Ring MasterCard®

Barclaycard® Ring MasterCard®

 

  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • No Balance Transfer Fees - start saving immediately!
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A8.00% (Variable)$0

The Lufthansa Premier Miles & More World MasterCard®
The Lufthansa Premier Miles & More World MasterCard®

The Lufthansa Premier Miles & More World MasterCard®

 

  • Earn 20,000 award miles after your first purchase
  • Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
  • Cardholders receive a companion ticket annually.
  • Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
  • Earn 1 award mile per $1 spent everywhere else
  • No mileage expiration with monthly qualifying purchases
  • 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness.
  • Please see terms and conditions for complete details
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 billing cycles*0%12 billing cycles*15.99% or 24.99%* (Variable)$79

Citi Simplicity® Card
Citi Simplicity® Card

Citi Simplicity® Card

 

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
18 months*0%*18 months*12.99% - 21.99%* (Variable)$0*

Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

 

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%*
18 months*0%*18 months*11.99%-21.99%* (Variable)$0*

Slate® MasterCard from Chase
Slate® MasterCard from Chase

Slate® MasterCard from Chase

 

  • Introductory Offer - No Balance Transfer Fee!*
  • Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
  • After the first 60 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.*
  • 0% Introductory APR for 15 months on purchases and balance transfers!*
  • Avoid interest and pay down balances faster with free Blueprint® features*
  • Patented Fraud Protection and zero liability on unauthorized purchases*
  • Add an additional card user to your Slate account at no extra cost*
  • No Annual Fee*
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
15 months0%15 months11.99% - 21.99% Variable$0

Barclaycard® Rewards MasterCard® - Excellent Credit
Barclaycard® Rewards MasterCard® - Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit

 

  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
  • 0% Introductory APR for 12 months on purchases
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 billing cyclesN/AN/A14.99%-24.99% (Variable)$0

The Carnival™ MasterCard®
The Carnival™ MasterCard®

The Carnival™ MasterCard®

 

  • 0% APR on purchases and balance transfers for the first 12 months after account opening (after that a variable APR currently 13.99% - 20.99%)
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn DOUBLE points on any Carnival™ purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
12 months0%12 months13.99%-20.99% (Variable)$0

Barclaycard® Rewards MasterCard® - Good Credit
Barclaycard® Rewards MasterCard® - Good Credit

Barclaycard® Rewards MasterCard® - Good Credit

 

  • Earn 2,500 bonus points after your first purchase, which is enough for a $25 statement credit.
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for customers with Good Credit
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
6 billing cycles0%6 billing cycles24.99% (Variable)$0

Capital One® Cash Rewards
Capital One® Cash Rewards

Capital One® Cash Rewards

 

  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn’t expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2014
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
until March 2014N/AN/A19.8% (V)$39

Capital One® Platinum Credit Card
Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

 

  • Click "APPLY NOW" to apply online or call 866-781-9766
  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with text message alerts
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A24.9% (V)$0 intro for first year; $19 after that

Capital One® Classic Platinum Credit Card
Capital One® Classic Platinum Credit Card

Capital One® Classic Platinum Credit Card

 

  • Click "APPLY NOW" to apply online or call 866-781-9766
  • 0% intro APR on purchases until March 2014
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
0%
until March 2014N/AN/A19.8% (V)$39

Capital One® Cash Rewards for Newcomers
Capital One® Cash Rewards for Newcomers

Capital One® Cash Rewards for Newcomers

 

  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A24.9% (V)$0

First PREMIER® Bank MasterCard® Credit Card
First PREMIER® Bank MasterCard® Credit Card

First PREMIER® Bank MasterCard® Credit Card

 

  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you will have access to millions of merchants worldwide (subject to available credit)
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*

Capital One® Secured MasterCard®
Capital One® Secured MasterCard®

Capital One® Secured MasterCard®

 

  • Click "APPLY NOW" to apply online or call 866-927-5834
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Monitor credit with access to a credit score and other tools
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/A22.9% (V)$29

First PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card

 

  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee to begin enjoying your available credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
  • Reports your credit history to the major Consumer Reporting Agencies
  • This is a credit card - not a debit or prepaid card
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See website*See website*

First PREMIER® Bank Classic Credit Card
First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

 

  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Optional Payment Protection Available
  • A credit card offer for those lacking perfect credit.
  • You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A*
N/A*N/A*N/A*See Website*See Website*

 
     

MasterCard Features - An Overview
 

Like Visa, MasterCard credit cards have grown to become a driving force at the heart of global commercial transactions and have contributed to making international commerce much faster, convenient, and secure. MasterCard today is accepted in more than 210 countries. The company provides the speedy and reliable electronic processing network that has made it easier and faster than ever before to make a payment, no matter where in the world you are. Mastercard credit cards are popular with consumers because they have the global reach to fit today's global lifestyle, wherever you may be traveling.

MasterCard Worldwide does not itself issue credit cards or make credit card offers, but rather is a franchisor of MasterCard credit cards and other products and services. It acts as a link between the more than 25,000 financial institutions that are part of its network and the businesses and cardholders to which these institutions issue credit cards. Each individual bank or financial institution makes its own decision about how to structure the credit card deals it offers, including setting the APRs, annual fees, and other terms. Because of this flexibility, when you compare MasterCards, you will notice that MasterCards have many different interest rates, and even the same card may have different APRs for purchases, cash advances, balance transfers, and so on.

MasterCard branded cards are offered by financial institutions, banks, brand names, airlines, hotels, universities, charitable organizations and other types of institutions.

MasterCard benefits include MasterRental Insurance for vehicle rentals, extended warranty coverage, purchase assurance coverage, baggage delay coverage, lost or damage luggage coverage, road assist service and numerous other benefits

Together with its counterpart, Visa, MasterCard has been instrumental in spearheading the credit card revolution that has unfolded in less than 50 years. The company was founded in 1966 as the Interbank Card Association (ICA), and over the years developed into MasterCard Worldwide, a large, publicly traded company.

 
     

 
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