Credit Cards for People with Limited or No Credit History


  • Apply Now

    Credit Needed:
    Bad/Fair

    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
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    Regular APRSee Terms*
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    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Fund your new MasterCard┬« secured credit card with your tax refund today!
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
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    Regular APR14.99% (Variable)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Fund your new MasterCard┬« secured credit card with your tax refund today!
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    Purchases Intro APRN/A
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    Regular APR11.99% (Variable)
    Annual Fee$44

    See Terms *

  • Apply Now

    Credit Needed:
    No Credit Needed

    • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
    • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
    • 90 Days Same as Cash
    • 50% Early Payoff Discount
    • No Hidden Fees
    • Return at any Time
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    See Terms *

  • Apply Now

    Credit Needed:
    Fair/Bad Credit

    • Shop over 630,000 items from great brands like Samsung, KitchenAid and Dewalt
    • Take advantage of low monthly payments1 with a WebBank/Fingerhut Credit Account
    • Fast, easy online application process and a quick decision
    • Get $50 off of your first order of $200 or more on your new WebBank/Fingerhut Credit Account with promo code NC466
    • 1If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
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    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    No Credit Check

    • Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secure your line
    • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
    • Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
    • Low fixed 13.99% interest rate on purchases - with no penalty rate!
    • Fast, easy application process
    • No processing or application fees!
    • *See application for additional details
    Purchases Intro APRN/A
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    Regular APR13.99% (Fixed)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Get your FICO┬« Score every month at no charge.
    • Build your credit - Performance is reported to all three major credit bureaus, unlike a prepaid card.
    • No Processing or application fees.
    • You determine your credit line - up to $3,000
    • Easy funding options - We have several convenient options to easily submit your security deposits
    • Worldwide acceptance - Use it anywhere Visa is accepted.
    • Easy application - apply online today!
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    Regular APR17.70% (Variable)
    Annual Fee$36

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received an discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
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    Regular APR10.15%-20.15% (Variable)
    Annual Fee$35

    See Terms *