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Credit Cards for People with No Credit History

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Applied Bank® Secured Visa® Gold Card
  • 9.99% Low Fixed APR - Rate won’t change even if you’re late
  • Choose your credit limit up to $5,000*
  • $0 fraud liability
  • No credit requirements
  • No income requirements
  • Accepted at 27 million locations worldwide and online
  • Credit bureau reporting
*Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None 9.99% $50
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Centennial® Secured MasterCard®
Start your journey with a secured Centennial® MasterCard
  • A credit card for those with less than perfect credit
  • Knowledgeable, quality customer service
  • Easy online application process
  • Reports monthly to 4 major credit bureaus
  • 24 hour account access by phone
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First PREMIER® Bank Secured MasterCard®
  • Monthly reporting to 4 major credit bureaus
  • A credit card for those with less than perfect credit
  • Quality customer service
  • Free access to online credit monitoring for the first 30 days
  • Easy online application process
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Applied Bank® Secured Visa® Credit Card
  • 9.99% low fixed APR - rate won't change even if you're late
  • Choose your credit limit up to $5,000*
  • $0 fraud liability
  • No credit requirements
  • No income requirements
  • Accepted worldwide at millions of locations
  • Credit bureau reporting
*Minimum $200 deposit required - your credit limit will be equal to the amount of your deposit
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 9.99% $50
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Public Savings Bank Secured Card
  • 0% APR on purchases for 6 months
  • Your income, employment and credit are not factors!
  • We report to all 3 major credit bureaus
  • Credit limits up to $100,000
  • 25 day grace period
  • Use the card everywhere you see the visa/mastercard logo
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% for 6 mo. None 11.24 None
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New Millennium Bank Platinum Visa® or MasterCard®
  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None 19.5 $59
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First Option Visa®
  • Get a REAL Visa® Credit Card!
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None 19.5% $59

Prepaid Cards

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Vision PremierSM Prepaid Visa® Card
  • $0 activation fee – with direct deposit*
  • $0 weekly fee – with direct deposit
  • Guaranteed approval* with no credit check
  • Free unlimited purchase transactions
  • Free direct deposit – no more check cashing fees
  • Free account alerts – email and/or SMS text messages
  • Pay any bill: rent, cellular phone, insurance, utilities, etc.
  • Load cash at over 100,000 participating retail locations
  • Take Control - no late fees, no interest, no NSF fees
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
READYdebit™ Card
  • 100% Approval guaranteed – No Chexsystems or credit checks, bankruptcy okay
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – ever
  • Pay nothing now – No deposits or prepayments required to get your card
  • Free direct deposit – stop paying to cash your paycheck
  • Now with free credit builder
  • Free phone and online access to your account
  • No declined transaction fees
  • Great loading options – free direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations
  • Safer than cash - all deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – ever
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See App.
Click Here! Apply Here
SilverCard Prepaid MasterCard®
  • 100% guaranteed approval*/no credit check
  • No overdraft fees or minimum balances
  • Perfect card for government/benefits checks recipients
  • $0 activation with rebate*
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard debit card is accepted
  • Online checking - electronic or paper checks
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None See Appl.
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