Credit Cards for People with Limited or No Credit History


  • Apply Now

    Credit Needed:
    Fair Credit

    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
    • 0% intro APR on purchases until November 2016; 23.24% variable APR after that
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    Purchases Intro APR0%
    Purchases Intro APR Perioduntil November 2016
    Balance Transfers Intro APR0%
    Balance Transfers Intro APR Perioduntil November 2016
    Regular APR23.24% (Variable)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone with our mobile app
    • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR24.99% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • No annual fee, and all the credit building benefits with responsible card use
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Your minimum security deposit gets you a $200 credit line
    • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
    • Easily manage your account 24/7 with online access, by phone, or using our mobile app
    • It's a credit card accepted at millions of locations worldwide
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR24.99% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    No Credit Check

    • Low fixed 9.99% interest rate on purchases! Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
    • Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secured your line
    • Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
    • Fast, easy application process
    • No processing or application fees!
    • *See application for additional details
    Purchases Intro APRN/A
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    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR9.99% (Fixed)
    Annual Fee$49

    See Terms *

  • Apply Now

    Credit Needed:
    N/A

    • Your stepping stone to credit that can grow with you.
    • You provide an upfront deposit - from $300 to $5,000 - and that sets your credit limit, subject to our credit approval.
    • How you use your card will reflect on your credit rating with the three major credit bureaus.
    • There is no charge for receiving your FICO® 8 Bankcard Score.
    • You could qualify for additional unsecured credit — without sending an additional deposit — in as few as 7 months.
    • As soon as 11 months after opening your account, you could be eligible to apply for an unsecured card from First National Bank — and get your deposit back!
    • Use your Kickstart Secured Card anywhere Visa credit cards are accepted.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR20.99% (Variable)
    Annual Fee$29

    See Terms *

  • Apply Now

    Credit Needed:
    Fair Credit

    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • There's no limit to the amount of cash back you can earn, and rewards don't expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly due date that works best for you
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR20.24% (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Reports to major credit bureau
    • Fast online approval
    • Unsecured credit limit
    • No credit check
    • No employment check
    • $500 initial credit line
    • 0% APR
    Purchases Intro APR0.00%
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR0% (Fixed)
    Annual Fee$24.95 benefits plan membership will be auto-debited monthly

    See Terms *

  • Apply Now

    Credit Needed:
    No Credit Check

    • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
    • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
    • Security deposit needs to be submitted before the credit card can be issued.
    • No credit check necessary and no checking account required; apply in less than 5 minutes
    • Extra credit when you need it, increase your credit line up to $5000 in your first year*
    • Access to online financial education.
    • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.
    Purchases Intro APRN/A
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    Regular APR17.64% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Fund your new MasterCard® secured credit card with your tax refund today!
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR11.99% (Variable)
    Annual Fee$44

    See Terms *

  • Apply Now

    Credit Needed:
    Fair/Bad Credit

    • Checking account required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a processing fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR29.99% (Fixed)
    Annual Fee$75.00 for the first year, $48 annually after that

    See Terms *

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