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Credit Cards for People with No Credit History

Having trouble getting a card because of no credit history? Below are credit cards from banks and credit card companies for people with no credit history.

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

There are fees associated with these credit cards and prepaid cards in addition to the annual fee. Please read the terms and conditions for each card when applying.

Green Dot^® Prepaid MasterCard^®

FREE $0 Activation Online –with NO credit check!
FREE Cash withdrawals at over 15,000 participating ATMs
FREE Online Bill Pay & Direct Deposit
NO Monthly fee for any month with at least 30 purchases
NO Transaction fees on US purchases
NO Overdraft or penalty fees
NO Minimum balance required
GET $10 with Direct Deposit (see site for restrictions)

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Vision Premier^® Visa^® Prepaid Card

No credit check, no debt, no interest, no overdraft fees
Free unlimited purchases – signature and PIN
Free customer service
Free Direct Deposit: Get paychecks, benefits and tax refunds faster
Free PayFit Credit Builder – Pay bills and build credit for free
Free text and email alerts and online access to track spending
Safer than cash if lost or stolen
Accepted everywhere Visa Debit cards are accepted

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

AccountNow Prepaid MasterCard^®

NO Activation Fee

NO Overdraft fees

FREE Direct deposit – no more check cashing fees

FREE Online Bill Pay
FREE Credit builders
Build your credit with the new iAdvance loan optionSM
Instant guaranteed approval* – for prepaid card only

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Wired Plastic™ Prepaid Visa^® Card

Accepted everywhere VISA is accepted

No Credit Check, Income requirements or bank account required
FREE Online Access to Account
FREE Mobile Alerts – Text to your mobile and email
FREE Bill Pay Service – Pay Anyone Online or Over the Phone
FREE Rewards Program – Earn 1 point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit – Eliminate check cashing fees
Add Cash Instantly at Over 100,000 Retail Locations Nationwide

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

Centennial^® Secured Credit Card

The secured Centennial credit card gives you the opportunity to build your credit limit over time, starting with just a $200 deposit!
Security deposits are held in an FDIC-insured account
No credit history required
Your account activity reports monthly to the major Consumer Reporting Agencies
This is a real credit card - not a prepaid or debit card
Pay one security deposit on this credit card, instead of repeated reloadings with prepaid cards
We offer second chances for a credit card

The Mango™ MasterCard^® Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

READYdebit^® Platinum Visa^® Prepaid Card

Free 24/7 great customer service
Free Mobile Banking and Text Alerts - New
Free Score Tracker credit score service
No Credit Check, no Overdraft Fees or Balance Minimums
Free Unlimited Purchase Transactions
Free Direct Deposit - paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
Credit Builder – For Free
Reloadable up to $10,000 Max Balance
Exclusive Platinum card design

Intro Purchase APR None	Intro Balance Trans. APR None	APR as low as None	Annual Fee See App.

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Editor's Pick: Best Credit Cards for People with Bad Credit - In the past, it has been challenging to find low-fee, low-interest credit cards for people with bad credit. Currently, however, people with poor credit do have access to several reasonable credit card offers.

Editor's Pick: Best Prepaid Credit Cards 2010 - Prepaid credit cards have traditionally targeted people with bad credit, however, in recent years as fees have come down, they have become increasingly popular as an alternative to credit cards.

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Credit Cards for People with No Credit History