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Credit Cards for People with No Credit History
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Centennial® Secured Credit Card
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| Start your journey with a secured Centennial® MasterCard |
- A credit card for those with less than perfect credit
- Knowledgeable, quality customer service
- Easy online application process
- Reports monthly to the major consumer reporting agencies
- 24 hour account access by phone
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Public Savings Bank Secured Card
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- 0% APR on purchases for 6 months
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Credit limits up to $100,000
- 25 day grace period
- Use the card everywhere you see the visa/mastercard logo
- No annual fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% for 6 mo. |
None |
11.24 |
None |
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APR |
Annual Fee |
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None |
None |
19.5 |
$59 |
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First Option Visa®
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- Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
19.5% |
$59 |
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Platinum Zero™ Secured Visa® Credit Card
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Turn Downs - Guaranteed Approval*
- ZERO Credit and Income Requirements
- ZERO Application Fees
- ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting!
- Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
0% |
See Terms |
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Vision PremierSM Prepaid Visa® Card
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- $0 activation fee – with direct deposit*
- $0 weekly fee – with direct deposit
- Guaranteed approval* with no credit check
- Free unlimited purchase transactions
- Free direct deposit – no more check cashing fees
- Free account alerts – email and/or SMS text messages
- Pay any bill: rent, cellular phone, insurance, utilities, etc.
- Load cash at over 100,000 participating retail locations
- Take Control - no late fees, no interest, no NSF fees
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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READYdebit™ Card
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- 100% Approval guaranteed – No Chexsystems or credit checks, bankruptcy okay
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – ever
- Pay nothing now – No deposits or prepayments required to get your card
- Free direct deposit – stop paying to cash your paycheck
- Now with free credit builder
- Free phone and online access to your account
- No declined transaction fees
- Great loading options – free direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations
- Safer than cash - all deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection
- Cheaper than credit – no late fees, no over limit fees, no interest charges – ever
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Entertainment
— Automobile
— Retail &
Canadian Cards
U.K. Credit Cards
Australian Cards
Belgium Cards
Norwegian Cards