Credit Cards For No Credit or Limited Credit History


  • Apply Now

    Credit Needed:
    New to Credit

    • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
    • A security deposit is required for this product (minimum $200)
    • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
    • Use the card anywhere MasterCard® is accepted — worldwide
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR22.24%* (Variable)
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    No Credit Check

    • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
    • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
    • Security deposit needs to be submitted before the credit card can be issued.
    • No credit check necessary and no checking account required; apply in less than 5 minutes
    • Extra credit when you need it, increase your credit line up to $5000 at any time*
    • Access to online financial education.
    • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR17.64% (Variable)
    Annual Fee$35

    See Terms *

  • Apply Now

    Credit Needed:
    Fair/Bad Credit

    • Shop over 700,000 items from great brands like Samsung, KitchenAid and Dewalt
    • Take advantage of low monthly payments1 with a WebBank/Fingerhut Credit Account
    • Fast, easy online application process and a quick decision
    • Get $50 off of your first order of $200 or more on your new WebBank/Fingerhut Credit Account with promo code NC111
    • 1If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APRSee Issuer Website
    Annual Fee$0

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Reports to major credit bureau
    • Fast online approval
    • Unsecured credit limit
    • No credit check
    • No employment check
    • $500 initial credit line
    • 0% APR
    Purchases Intro APR0.00%
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR0% (Fixed)
    Annual Fee$24.95 benefits plan membership will be auto-debited monthly

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Fund your new MasterCard® secured credit card with your tax refund today!
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR19.99% (Variable)
    Annual Fee$29

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Fund your new MasterCard® secured credit card with your tax refund today!
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR14.99% (Variable)
    Annual Fee$39

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • Fund your new MasterCard® secured credit card with your tax refund today!
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR11.99% (Variable)
    Annual Fee$44

    See Terms *

  • Apply Now

    Credit Needed:
    Bad Credit

    • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
    Purchases Intro APRN/A
    Purchases Intro APR PeriodN/A
    Balance Transfers Intro APRN/A
    Balance Transfers Intro APR PeriodN/A
    Regular APR10.15%-20.15% (Variable)
    Annual Fee$35

    See Terms *

VIEW RELATED STORIES