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Prepaid Visa or MasterCard (also known as stored value cards) are pre-funded reloadable cards. They require payment in advance to the card company, after which the cards can be used until the payment is depleted. The cards can be recharged to be used again. The cards can be used anywhere Visa or MasterCard are accepted and at ATMs worldwide.
There are fees associated with these cards so please read the fees and disclosures for each card when applying.
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Facecard Prepaid MasterCard®
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- Instant Guaranteed Approval* – no credit check, no security deposit
- Free Direct Deposit – easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Upside Visa® Prepaid Card
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- The power of a bank account in a Visa Prepaid card
- Much cheaper than other prepaid cards. Compare and save!
- No activation fee. $0 monthly fee if $300 or more is loaded each month. Only $1.99 otherwise.
- Free Direct Deposit from your employer.
- Deposit cash at 60,000 locations nationwide.
- No credit check required. Bad credit is ok.
- Write personal checks, best to pay rent or other bills.
- Accepted like any Visa debit card in the US, abroad and online.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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The Mango™ MasterCard® Prepaid Card
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- FREE Prepaid MasterCard
- $0 Activation Fee
- FREE Direct Deposit
- FREE unlimited purchase / signature transactions
- FREE account management online or with your mobile phone
- FREE to check your balance with your mobile phone
- No monthly fee when you load $500/month
- Send money with your mobile phone
- Load cash at tens of thousands of retailers nationwide
- No credit check, no bank account needed, no overdraft fees
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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READYdebit® Card
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- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Wired Plastic™ Prepaid Visa® Card
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- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts – Text to your mobile and email
- FREE Bill Pay Service – Pay Anyone Online or Over the Phone
- FREE Rewards Program – Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit – Eliminate check cashing fees
- Add Cash Instantly at Over 100,000 Retail Locations Nationwide
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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AccountNow Prepaid Visa® Card
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- Instant guaranteed approval* – no credit check, no security deposit
- $0 activation fee – when you load your card by direct deposit
- Free direct deposit – no more check cashing fees
- Free online check writing – no need for expensive money orders
- Free credit builder* – bill pay transactions are reported to PRBC®
- No overdraft fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Vision Premier® Visa® Prepaid Card
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- No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Prepaid Visa® RushCard
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| RushCard fees are simple and reasonable: |
- No annual, monthly, or customer service fees
- One-time activation fee: $19.95(so you don’t have to pay monthly fees that can cost $60 a year or more)
- Fee per purchase: $1.00 (capped at $10 per month—additional purchases are free)
- ATM cash withdrawal fee: $1.95(anywhere in the US)
- Inactivity fee: $2.95(no loads, purchases, or ATM activity within 60 days)
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Baby Phat Prepaid Visa® RushCard
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- Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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ACE Visa Prepaid Debit Card
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- No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
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Green Dot® Gold Prepaid MasterCard®
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- FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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