Credit Card Guide
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Prepaid Cards

 

Prepaid Visa or MasterCard (also known as stored value cards) are pre-funded reloadable cards. They require payment in advance to the card company, after which the cards can be used until the payment is depleted. The cards can be recharged to be used again. The cards can be used anywhere Visa or MasterCard are accepted and at ATMs worldwide.

There are fees associated with these cards so please read the fees and disclosures for each card when applying.

 
     

     
 
American Express® Serve
American Express® Serve

American Express® Serve

 

  • Free sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
  • *Terms, conditions and exclusions apply.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/AN/A

PayPower™ Visa® Prepaid Card
  • $0 activation fee when you signup online!
  • Earn $20 with free direct deposit of your employer paychecks on to your PayPower card
  • Earn $30 when you direct deposit your government benefits checks on to your PayPower card
  • Refer a friend and earn $20 when they sign up
  • No Credit Check, Overdraft Fees, Minimum balances or existing bank account required
  • Use everywhere Visa debit cards are accepted, including online and at ATM's
  • Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy
  • Free online bill pay, customer service, and card to card transactions
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/AUp to $5.95 Monthly

Prepaid Visa® Baby Phat RushCard
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/AVariable Monthly Fees

BuyRight Prepaid MasterCard®
BuyRight Prepaid MasterCard®

BuyRight Prepaid MasterCard®

 

  • Get access to your money up to 2 days faster* with Free Direct Deposit
  • New - Choose your card design at no cost
  • Guaranteed Rewards - Earn when you spend for Prepaid Cell Minutes, iTunes, RedBox, Starbucks and More**
  • Online Billpay - pay bills, rent, or write personal checks
  • No credit check, No bounced check fees, No overdraft fees - Ever!
  • Travel in style - Rent cars, reserve hotels, shop online safely.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/A$7.95 monthly fee

Account Now Gold Visa® Prepaid Card
Account Now Gold Visa<sup>®</sup> Prepaid Card

Account Now Gold Visa<sup>®</sup> Prepaid Card

 

  • 100% Guaranteed Approval - upon successful ID verification
  • $0 Activation Fee
  • $15 Bonus§ with Free† Direct Deposit
  • $10,000 balance limit
  • Shop online & Pay bills online
  • Easy Mobile Account Access
  • Deposits are FDIC insured
  • BBB Accredited A+ Company
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/Aup to $9.95 monthly fee

READYdebit® Visa Prepaid Card
READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

 

  • Instant Account Number - No Credit Check.
  • Free† Direct Deposit - paycheck, benefits, tax refunds
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Overdraft Fees or Balance Minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Free Credit ScoreTracker1
  • Choose Your Card Color - Blue or Pink
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/A$9.95 monthly fee

Prepaid Visa® Purple Diamond RushCard
Prepaid Visa® Purple Diamond RushCard

Prepaid Visa® Purple Diamond RushCard

 

  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Safer than carrying cash, use everywhere Visa debit cards are accepted.
  • Choose from multiple fee plan options, and switch for free.
  • Conveniently send money to family and friends with card to card transfers.
  • Free 24/7 customer service.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/AVariable Monthly Fees

KAIKU® Visa® Prepaid Card
KAIKU® Visa® Prepaid Card

KAIKU® Visa® Prepaid Card

 

  • $1.95 Monthly Fee
  • No Credit Check
  • Direct Deposit Included
  • 55,000+ In-Network ATMs
  • Bank Account Loading
  • Card-to-Card Transfers With No Transactional Fee
  • Mobile Apps for iPhone, Android, and Blackberry smartphones
  • 24/7 Customer Service & Text Alerts Included
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/A$1.95 monthly fee

Prepaid Visa® Classic RushCard
Prepaid Visa® Classic RushCard

Prepaid Visa® Classic RushCard

 

  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/AVariable Monthly Fees

MAGIC Prepaid Mastercard®
MAGIC Prepaid Mastercard®

MAGIC Prepaid Mastercard®

 

  • Receive a $10 Bonus Credit* when you enroll in Direct Deposit.
  • Add money for free with Direct Deposit
  • Get cash for free by choosing cash back at retail stores
  • Manage your account for free online and with automated alerts
  • No Credit Check or Bank Account Required
PurchasesBalance TransfersRegular APRAnnual Fee
Intro APRIntro PeriodIntro APRIntro Period
N/A
N/AN/AN/AN/A$0

 
     

     
 
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