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Prepaid Visa or MasterCard (also known as stored value cards) are pre-funded reloadable cards. They require payment in advance to the card company, after which the cards can be used until the payment is depleted. The cards can be recharged to be used again. The cards can be used anywhere Visa or MasterCard are accepted and at ATMs worldwide.
There are fees associated with these cards so please read the fees and disclosures for each card when applying.
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Vision PremierSM Prepaid Visa® Card
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- $0 activation fee – with direct deposit*
- $0 weekly fee – with direct deposit
- Guaranteed approval* with no credit check
- Free unlimited purchase transactions
- Free direct deposit – no more check cashing fees
- Free account alerts – email and/or SMS text messages
- Pay any bill: rent, cellular phone, insurance, utilities, etc.
- Load cash at over 100,000 participating retail locations
- Take Control - no late fees, no interest, no NSF fees
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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READYdebit™ Card
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- 100% Approval guaranteed – No Chexsystems or credit checks, bankruptcy okay
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – ever
- Pay nothing now – No deposits or prepayments required to get your card
- Free direct deposit – stop paying to cash your paycheck
- Now with free credit builder
- Free phone and online access to your account
- No declined transaction fees
- Great loading options – free direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations
- Safer than cash - all deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection
- Cheaper than credit – no late fees, no over limit fees, no interest charges – ever
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Facecard Prepaid MasterCard®
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- Instant Guaranteed Approval* – no credit check, no security deposit
- Free Direct Deposit – easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Upside Visa® Prepaid Card
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- The power of a bank account in a Visa Prepaid card
- Compare with other cards: the cheapest prepaid card currently available.
- $0 activation fee. $0 monthly fee if $300 or more is loaded each month.
- Free Direct Deposit from employers.
- No credit check. Bad credit is ok.
- Deposit cash at 60,000 locations nationwide.
- Write personal checks, best to pay rent or other bills.
- Accepted anywhere Visa debit cards are accepted, including abroad and online.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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AccountNow Prepaid Visa® Card
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- Instant guaranteed approval* – no credit check, no security deposit
- $0 activation fee – when you load your card by direct deposit
- Free direct deposit – no more check cashing fees
- Free online check writing – no need for expensive money orders
- Free credit builder* – bill pay transactions are reported to PRBC®
- No overdraft fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Green Dot Prepaid MasterCard®
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- No credit check, ever
- The most popular prepaid in America
- Save $5 today when you order online
- Easy reload using Green Dot MoneyPaks
- Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
- Extra bonuses with Direct Deposit
- No bounced check fees or outrageous interest charges
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Wired Plastic™ Prepaid Visa® Card
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| Prepaid Visa with Rewards |
- No bounced check, NSF and overdraft charges
- Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- Free credit builder with overdraft protection
- Bill Pay Service - pay anyone online or over the phone, even if they don't accept credit cards
- Free direct deposit or add cash instantly at over 100,000 retail locations nationwide
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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AccountNow™ Vantage Debit MasterCard®
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- Build your credit with the new iAdvance loan optionSM
- Instant guaranteed approval* – no credit check, no security deposit
- $0 activation fee – when you load your card by direct deposit
- Free direct deposit – no more check cashing fees
- Free online check writing – no need for expensive money orders
- Free credit builder* – bill pay transactions are reported to PRBC®
- No overdraft fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
None |
See App. |
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Perkstreet Checking Account
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- Awesome perks - 1% cash back, free music or coffee.
- Sign up today and get a $50 bonus.
- Largest national surcharge-free ATM network.
- $0 minimum balance requirement. Apply in 5 minutes.
- Free checks, online banking and billpay.
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