Credit Card Guide
  SELECT A PREPAID CARD AND APPLY ONLINE
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Prepaid Cards

Prepaid Visa or MasterCard (also known as stored value cards) are pre-funded reloadable cards. They require payment in advance to the card company, after which the cards can be used until the payment is depleted. The cards can be recharged to be used again. The cards can be used anywhere Visa or MasterCard are accepted and at ATMs worldwide.

There are fees associated with these cards so please read the fees and disclosures for each card when applying.


 
     

 
 
Pink ACE Elite(TM) Visa® Prepaid Card
Pink ACE Elite(TM) Visa® Prepaid Card

Apply Here

 

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

UPside Visa® Prepaid Card
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee.
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise).
  • Free Direct Deposit from employers or government benefits providers
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A*
Annual Fee
Up to $4.95 monthly

BuyRIGHT Prepaid MasterCard®
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
$7.95 per Month

mPower™ Visa® Prepaid Card
mPower™ Visa® Prepaid Card

Apply Here

 

  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Green Dot® Prepaid MasterCard®
Green Dot® Prepaid MasterCard®

Apply Here

 

  • $0 Activation Online –with no credit check
  • Access over 18,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No overdraft fees
  • No Minimum balance required
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Walmart MoneyCardSM MasterCard® Prepaid Card
Walmart MoneyCard(SM) MasterCard® Prepaid Card

Apply Here

 

  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Prepaid Visa® Purple Diamond RushCard
Prepaid Visa® Purple Diamond RushCard

Apply Here

 

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR as low as
None
Annual Fee
See App.

American Express® Prepaid Card
American Express® Prepaid Card

Apply Here

 

  • The benefits of Cardmembership start here!
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • Purchase Protection*
  • Fraud Protection
  • Roadside Assistance*
  • No Credit Check
Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A*
Annual Fee
$0*

READYdebit® Platinum Visa® Prepaid Card
READYdebit® Platinum Visa® Prepaid Card

Apply Here

 

  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • No Credit Check*, no Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR
None
Annual Fee
See App.

Green Dot® Gold Prepaid Visa® Card
Green Dot® Gold Prepaid Visa® Card

Apply Here

 

  • $0 Activation Online –with no credit check
  • Access over 18,000 MoneyPass ® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No overdraft fees
  • No Minimum balance required
Intro Purchase APR
None
Intro Balance Trans. APR
None
APR as low as
None
Annual Fee
See App.

 
     

 
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