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Reward Credit Cards That Earn Points

Reward Point Credit Cards

Use reward credit cards to earn points that can be redeemed for many kinds of rewards. Points are awarded based on your purchases and can be redeemed for merchandise, cash back, airline travel, hotel stays, and other kinds of rewards, depending on the card you choose. Some reward credit cards earn additional points for certain kinds of purchases, and many also offer a 0% introductory APR.
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Citi® Diamond Preferred® Rewards Card
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months
  • 1 point for every $1 spent on all other purchases
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
  • Free rewards program
  • $0 liability on unauthorized purchases
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • Balance transfer fee applies with this offer
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 10.49%* None
Click Here! Apply Here
Blue from American Express®
  • 0% intro APR on purchases for up to 15 months
  • Low balance transfer APR—4.99% fixed APR for the life of the balance
  • Membership Rewards Express® program
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 15 mo. 4.99% with application 10.24% None
Click Here! Apply Here
Citi® ProfessionalSM Card with ThankYou® Network
  • Get 3 ThankYou Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants*
  • 1 ThankYou Point for every dollar you spend on other purchases*

  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*

  • 0% APR on purchases for 12 months*
  • Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 10.99% None
Click Here! Apply Here
Capital One® No Hassle PointsSM Rewards
Rewards everyday—for customers with excellent credit
  • Earn 2 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • 13.9%% APR on purchases and balance transfers
  • Points won’t expire for the life of your account and there’s no limit to the number of points you can earn
  • For customers with excellent credit
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 13.9% None
Click Here! Apply Here
Blue Sky from American Express
  • Earn 1 point for every dollar you spend
  • Redeem points to save on any airline, hotel, rental car or cruise -
    no blackout dates or travel restrictions
  • 0% introductory APR for purchases for your first six months of Cardmembership
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 4.99% with application 10.24% None
Click Here! Apply Here
Disney's Rewards® Visa® Card from Chase
  • Earn rewards with your everyday purchases that can be redeemed at Disney hotels, restaurants and theme parks and to buy Disney DVDs, toys and more
  • 0% introductory APR for up to 12 months
  • 0% APR financing for up to 6 months on select Disney vacation packages
  • $15 Disney Store Gift Card upon first use of your card
  • No annual fee
  • No block-out dates
  • Choose your card design
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99% None
Click Here! Apply Here
Chase Free Cash RewardsSM Visa® Card
Earn points fast and choose how you want to receive your rewards
  • 1 point for every eligible dollar in purchases
  • 1,000 bonus points after your first purchase
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • Intro 0% Fixed APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
Click Here! Apply Here
Chase Flexible Rewards Platinum Visa® Card
Earn travel fast - all your purchases earn you points
  • Earn 1 point for every dollar spent*
  • Earn airline tickets, hotel stays, or car rentals
  • 0% introductory APR for up to 12 months**
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
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American Express® Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card

  • The Membership Rewards program — whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you.
  • Redeem reward points on 21 airlines
  • Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
  • Global Assist® Plus Hotline and many more benefits included
  • No pre-set spending limit
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
American Express® Preferred Rewards Green Card

  • Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card

  • The Membership Rewards® program — also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
  • Purchase Protection Plan* protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
  • Global Assist® Plus Hotline
  • Many other travel and shopping benefits
  • No pre-set spending limit
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $95*
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MERRILL+® Visa® Credit Card
  • Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill pointsSM
  • Points can be redeemed for Merchandise, Travel, Gift Certificates, and more
  • Introductory 1.9% APR* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles*
  • Outstanding Rewards Program - One of the best rewards cards available today with anytime, anywhere air rewards
  • Extraordinary Benefits - Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 1.9% for 12 mo.* 9.99% None
Click Here! Apply Here
HSBC MasterCard® with Cash or Fly Rewards
  • Earn 1 point for every dollar of net retail purchases, everywhere you shop
  • Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
  • Or redeem points for 1% cash back
  • Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
  • No earnings caps
  • No annual fee, for qualifying applicants*
*Additional Disclosures: The HSBC website offers credit cards that best fit your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo.* 0% for 12 mo.* 8.99% None*
Click Here! Apply Here
Bank of America Visa Signature® WorldPoints® Rewards
  • Earn 1 point for every dollar you spend in net retail purchases
  • Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues. Also, get preferred reservations, discounts, and special offers at the nation's hottest restaurants. Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.
  • 0% intro APR on balance transfers and cash advance checks for your first 12 billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, NA.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None
Click Here! Apply Here
Bank of America WorldPoints® MasterCard® Credit Card
  • Earn 1 point for every dollar you spend in net retail purchases*
  • Points are redeemeable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • 0% intro APR on balance transfers and cash advance checks for your first 12 billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, NA.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None
Click Here! Apply Here
Bank of America® Accelerated Rewards™ American Express® Card
  • Earn rewards faster with 1.25 points for every net retail purchase dollar*
  • Flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
  • 0% intro APR on balance transfers and cash advance checks for your first 12 billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, NA.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None
Click Here! Apply Here
Money Return® Visa® Platinum Plus®
  • Get back 10% of your yearly interest charges
  • 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, N.A.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 6 mo.* 11.24% None
Click Here! Apply Here
IN:NYC® Card from American Express
Eat, drink, and play in New York City with the IN:NYC® Card from American Express
  • 0% introductory APR for 6 months on purchases and balance transfers*
  • No annual fee
  • One INSIDESM Rewards point for virtually every eligible dollar you spend in New York City
  • Points have no expiration date and you can redeem points for rewards in New York
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 6 mo.* 9.24% None*
Click Here! Apply Here
IN:LA® Card from American Express
The IN:LA® Card comes with a rewards program that lets you eat, drink, and play at some of Los Angeles' top spots. The Card comes with the exceptional benefits and features you expect from American Express
  • 0% introductory APR for 6 months on purchases and balance transfers*
  • No annual fee
  • Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not
  • Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 6 mo.* 9.24% None
Click Here! Apply Here
IN:CHICAGO® Card from American Express
The IN:CHICAGO® Card comes with a rewards program that lets you eat, drink, and play at some of Chicago's top spots. The Card comes with the exceptional benefits and features you expect from American Express
  • 0% introductory APR for 6 months on purchases and balance transfers*
  • No annual fee
  • Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Chicago or not
  • Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 6 mo.* 9.24% None
Click Here! Apply Here
Capital One® No Hassle PointsSM Rewards
  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point per purchase everywhere else
  • No limit on points earned and they don’t expire for the life of your account
  • 0% APR on purchases until October 2008
  • After that, variable APR, currently 14.9%
  • Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance
  • No balance transfer fees
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2008 None 14.9% $29
Click Here! Apply Here
BoatU.S.™ Platinum Plus® Visa® Card
  • Earn 1 point for every net retail purchase dollar spent
  • Redeem your points for travel, merchandise, gift certificates, and cash*
  • 0% introductory APR on balance transfers and cash advance checks for the first 12 billing cycles*
  • Access to the MyConciergeSM service, a unique personal assistance service**
  • Absolute fraud protection against unauthorized use, online and offline
  • No annual fee
  • Card issued by FIA Card Services, N.A.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.9%/15.99% None
Click Here! Apply Here
Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
Help Conservation Efforts
  • With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you
  • 0% introductory APR on balance transfers and cash advance checks through your first twelve billing cycles*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.9%/15.99% None
Click Here! Apply Here
Ducks Unlimited WorldPoints® Platinum Plus® Visa® Credit Card
  • The credit card that provides support for Ducks Unlimited's North American conservation efforts each time you use the card to make a purchase – at no additional cost to you
  • Earn 1 Point for every net retail purchase dollar spent; redeemable for air travel with no blackout dates, brand name merchandise, restaurant gift cards, and cash back
  • 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles*
  • Choose your card design
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None
Click Here! Apply Here
Maximum RewardsSM Platinum Edition® Visa®
Earn rewards with every purchase*
  • Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened*
  • Earn 1 point per dollar spent*
  • Huge array of redemption rewards
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more
  • 0% APR* on purchases for 12 billing cycles after your account is opened
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo.* None 9.99% None

Business Credit Cards With Rewards Points

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Advanta Platinum Business Card with Cash Back OR Travel Rewards
Choose Your Rewards - Cash Back or Bonus Miles for Free Travel
  • Choice of 5% cash back or travel rewards*
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter
  • 7.99% variable APR on purchases
  • No limit on earnings
  • Personalized card – your company name on the top of the card
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 15 mo. 7.99%* None
Click Here! Apply Here
Advanta Platinum Business Card with Cash Back
  • Earn up to 5% Cash Back*
  • 0% APR for 15 months on balance transfers
  • 7.99% fixed APR on balance transfers thereafter
  • 7.99% variable APR on purchases
  • Earn 5% Cash Back on gasoline and diesel fuel, computers, computer supplies, electronics and office supplies, utilities and telecommunications*
  • Earn up to 1% on all other purchases
  • Personalized card – your company name on the top of the card
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99%* None
Click Here! Apply Here
The Platinum Business Credit Card
  • 0% introductory APR on purchases for the first 12 months
  • Option to enroll in fee-free Membership Rewards Express® program
  • There's no limit to the number of points you can earn
  • OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
  • Option to pay over time or in full
  • Fee-free Additional Cards
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for 12 mo. 4.99% with application 8.99% None
Click Here! Apply Here
Business Gold Rewards Card from OPENSM the small business team
Business ownership has become more rewarding
  • No limit to the number of Membership Rewards® points you can earn, plus up to 40,000 bonus points* in your first year
  • Points have no expiration date
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • No finance charges
  • Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
  • Automatic complimentary enrollment in the Membership Rewards program
  • No pre-set spending limit*
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
Business Green Rewards Card

  • Receive 5,000 bonus points on your first purchase

  • No preset spending limit* or finance charges
  • Earn One Membership Reward point for virtually every dollar you spend with no limits and no expiration dates
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $95*
Click Here! Apply Here
Platinum Business FreedomPass Credit Card

  • 5,000 point welcome bonus with first purchase

  • Earn 1 point for every dollar you spend
  • Redeem for savings on any flight, hotel, car rental or cruise
  • No blackout dates and no travel restrictions
  • OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
  • Option to pay over time or pay in full
  • Fee-free Additional Cards
  • 0%* introductory APR for 12 months
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 7.99% for l.o.b.* 9.99% None

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Introductory Balance Transfer APR