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Reward Credit Cards That Earn Points
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Use reward credit cards to earn points that can be redeemed for many kinds of rewards. Points are awarded based on your purchases and can be redeemed for merchandise, cash back, airline travel, hotel stays, and other kinds of rewards, depending on the card you choose. Some reward credit cards earn additional points for certain kinds of purchases, and many also offer a 0% introductory APR.
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% until November 2010 |
None |
13.9% (V) |
None |
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
14.24% (V) |
$75 |
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MTV® Visa® Card From Capital One®
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Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 0% APR--pay no interest on purchases until November 2010
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- No annual fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% until November 2010 |
None |
16.9% (V) |
None |
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American Express (R) Preferred Rewards Gold Card
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- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
None |
$125 |
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Simmons First Visa® Platinum Rewards
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- Earn 1 point per net dollar spent
- Variable APR of 9.25%
- Redeem points for travel ralated rewards - choose any U.S. based airlines with no black out dates
- Travel insurance
- Car rental loss/damage waiver covering collision, theft and vandalism
- Emergency cash and credit card replacement
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
9.25% |
None |
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Starwood Preferred Guest(R) Credit Card from American Express
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro Purchase APR |
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APR |
Annual Fee |
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See Terms* |
See Terms* |
15.24% |
See Terms* |
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American DreamCard™ MasterCard®
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| Earn entries from everyday spending to win the large monthly American DreamCard™ cash jackpot |
- Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
- Get 1,000 entries just for applying
- Entries are good for future drawings and there is no limit to how many times you can win*
- Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
- American DreamCard™ holders also have access to MasterCard® Exclusive Online™
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
14.99% |
See Terms |
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Platinum Card(R) from American Express
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- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
None |
$450 |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 12 mo. |
None |
13.24% |
None |
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Visa Black Card
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- Limited membership
- 24-hour concierge service
- Exclusive rewards program
- Luxury gifts
- Patent pending carbon graphite
- Annual fee $495
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
0% for 6* mo. |
13.24% |
$495 |
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Citi ForwardSM Card
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- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 6 months on purchases and balance transfers.
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% for 6 mo. |
0% for 6 mo. |
14.24% (V) |
None |
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Chase SapphireSM with Rewards
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- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
None |
12.24% |
None |
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