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Reward Credit Cards That Earn Points

Reward Point Credit Cards

Use reward credit cards to earn points that can be redeemed for many kinds of rewards. Points are awarded based on your purchases and can be redeemed for merchandise, cash back, airline travel, hotel stays, and other kinds of rewards, depending on the card you choose. Some reward credit cards earn additional points for certain kinds of purchases, and many also offer a 0% introductory APR.

Click Here! Apply Here
Chase FreedomSM
  • 0% Intro APR for up to 12 months
  • Get 5% Cash Back offers in popular rotating categories like gas, groceries, airlines, home improvement and many more
  • Say “no” to interest with Full Pay from BlueprintSM
  • Cash back everywhere – a full 1% on purchases with no limits or expiration dates
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 6 mo. 0% for up to 12 mo. 12.99%
Variable
None
Click Here! Apply Here
Chase SapphireSM
  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 12.24% Variable None
Click Here! Apply Here
PartnersFirst Cash Back Visa® Credit Card
  • Get a $50 statement credit, when you spend $100 on purchases within 60 days on the card.*
  • Earn 1% cash back on every purchase and customize your card with your favorite photo!
*Terms of Offer: In order to qualify, you must be approved and make qualifying purchases totaling $100 within the first 60 days of account open date. Credit will be applied to your account within 4 to 6 weeks following promotional period. Offer valid for new cardholders through this promotion only. Not valid for existing PartnersFirst Rewards cardholders. This promotion is offered and administered by PartnersFirst. Offer to apply expires May 5, 2010.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None 0%* for 6 mo.* 16.24% Variable None
Click Here! Apply Here
Citi Forward® Card
  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for for 7 months on purchases and balance transfers.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% for 7 mo. 0% for 7 mo. 14.24% Variable None
Click Here! Apply Here
Starwood Preferred Guest(R) Credit Card from American Express
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
See Terms* See Terms* 15.24% See Terms*
Click Here! Apply Here
MTV® Visa® Card From Capital One®
  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events

  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • No limit on the points you can earn and points don't expire
  • 0% intro APR--pay no interest on purchases until March 2011
  • No annual fee
  • To apply online click the "Apply Here" button or call 1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% until March 2011 None 16.9% Variable None
Click Here! Apply Here
Capital One® Orbitz® Visa® Platinum - Excellent
Earn points for everyday purchases
  • 3 points per dollar spent on eligible Orbitz.com bookings

  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
0% until March 2011 None 13.9% Variable None
Click Here! Apply Here
American Express (R) Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None $125
Click Here! Apply Here
Wisdom Financial Services Rewards Visa® Credit Card
  • Earn Double Points on every purchase at "Big Box" Home Improvement Stores!
  • Earn 1% cash back on every purchase
  • Or, choose airline travel with no blackout dates, merchandise, gift cards and more.
  • Save with an introductory 0%* Annual Percentage Rate (APR) for Balance Transfers for for 6 months* and then the standard APR for purchases applies*
  • No Annual Fee
  • Total fraud protection
  • 24/7 customer service
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None 0%* for 6 mo.* 16.24% Variable None
Click Here! Apply Here
American Express(R) Premier Rewards Gold Card
  • Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  • No annual fee for your first year, a savings of $175
Intro Purchase APR
Intro Balance Trans. APR
APR Annual Fee
None None None See Terms*
Click Here! Apply Here
Chase Sapphire Preferred Card
  • Earn $150 in rewards - that's 15,000 bonus points after you spend $1,000 in the first 3 months!
  • Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
  • Points are worth 25% more when you redeem for travel
  • 7% annual points dividend - earn points on your points
  • 1:1 points transfer to leading airline and hotel programs
  • 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel services such as Trip Cancellation Insurance and Chase Global Lifeline.
  • All of this for an $85 annual fee - waived the first year!
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 12.24% Variable See Terms*
Click Here! Apply Here
PenFed Premium Travel Rewards American Express® Card
  • 5 Points for Every $1 Spent on Airfare!
  • 3 Points on Hotels and Dining (through December 31, 2010)
  • Automatic enrollment in PenFed Premium Rewards Program
  • Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
  • 24/7 Premium Concierge Service
  • Exclusive Travel Upgrades and Offers
  • Redeem on any Airline; no black-out dates or restrictions
  • Spend $650 in the First Three Months and Receive 20,000 bonus points
  • No Foreign Transaction Fees!
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 4.99%-6.99%* for 24 mo. 13.24% $50
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