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Earn Rewards and Rebates with These Cards
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Reward credit cards let you leverage your spending into various rebates. Many cards reward you in points, which can be redeemed for such benefits as free hotel stays, merchandise, air travel, car rentals, gift certificates, and much more.
Choose the best rebate credit card for your needs from the wide selection below.
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| Capital One® VentureOneSM Rewards Credit Card |
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until May 2014
- No foreign transaction fees
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
0%
| until May 2014 | N/A | N/A | 11.9% - 19.9% (V) | $0 |
| United MileagePlus Explorer Card |
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- Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
- Check your first bag for free - save up to $100 per roundtrip
- Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
- Enjoy priority boarding privileges
- Visit the United Club with two one-time-use passes every year
- Use your miles for any seat, any time, on any United flight
- Your miles don't expire as long as you're a cardmember, with no limit to the number of miles you can earn
- $0 intro annual fee for the first year, then $95
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
N/A
| N/A | N/A | N/A | 15.24% (Variable) | $0 intro annual fee for the first year, then $95 |
| Capital One® Cash Rewards |
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- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until May 2014
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
0%
| until May 2014 | 0% | until May 2014 | 12.9% - 20.9% (V) | $0 |
| Capital One® VentureSM Rewards Credit Card |
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- Click "APPLY NOW" to apply online or call 866-781-9766
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
N/A
| N/A | N/A | N/A | 13.9% - 20.9% (V) | $0 intro for first year; $59 after that |
| Gold Delta SkyMiles® Credit Card from American Express |
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- To apply online click the "Apply Now" button or call 1-866-419-6673
- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
- $0 introductory annual fee for the first year, then $95.
- Terms and Restrictions Apply.
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
None
| None | None | None | 15.24% - 19.24% Variable | $0 intro annual fee for the first year, then $95 |
| Capital One® Cash Rewards |
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- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn’t expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until February 2014
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
0%
| until February 2014 | N/A | N/A | 19.8% (V) | $39 |
| Capital One® Cash Rewards for Newcomers |
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- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
N/A
| N/A | N/A | N/A | 24.9% (V) | $0 |
| Barclaycard® Rewards MasterCard® - Excellent Credit |
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- Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
- 0% Introductory APR for 12 months on purchases
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases
- Earn 1 points per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
0%
| 12 billing cycles | N/A | N/A | 14.99%-24.99% (Variable) | $0 |
| Discover it® |
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- The new Discover it card is out to change the way people think about credit cards. Apply online or call 1-888-312-0082
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
0%
| 6 months | 0% | 18 months | 10.99% - 22.99% (V)* | $0 |
| Discover it® |
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- The new Discover it card is out to change the way people think about credit cards. Apply online or call 800-983-1403
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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| Purchases | Balance Transfers | Regular APR | Annual Fee |
| Intro APR | Intro Period | Intro APR | Intro Period |
0%
| 14 months | 0% | 14 months | 10.99% - 22.99% (V)* | $0 |
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Guide to Reward Credit Cards
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With reward credit cards, you can earn cash back or accumulate points towards a specific reward. There are many types of reward credit cards, so look for a card that offers the rewards that are the most attractive to you, and also gives you the greatest savings on your frequent purchases.
Earnings range from 1% to as high as 5% on your purchases, so it pays to look at your options. Take a careful look at the redemption options the card offers for the earnings you accumulate. Choose the card whose redemption options are most attractive to you to maximize the benefits the card offers. See the reward categories available here to get an idea of your choices.
Various cards give a higher rebate for everyday expenditures, up to 5%, for purchases at grocery stores, gas stations, drug store purchases, and other types of purchases. In some cases, the higher rate is only an introductory offer that expires after a few months. Read the terms and conditions on the credit card application to learn what the ongoing rewards structure is.
Many reward credit cards put a cap on the total earnings you can accumulate in a year. Most people will not hit that cap, but if you will be putting a lot of charges on the card, you may search for a card that has no cap (these are available for businesses mostly) or get more than one reward credit card.
A reward credit card is most advantageous when you are able to pay the balance in full at the end of each month. If you plan to keep a balance on your card, you may save more with a credit card that offers a low interest rate on an ongoing basis.
You may also be interested in cards that offer cash back, frequent flyer miles or 0 apr
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