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Earn Rewards and Rebates with These Cards
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Reward credit cards let you leverage your spending into various rebates. Many cards reward you in points, which can be redeemed for such benefits as free hotel stays, merchandise, air travel, car rentals, gift certificates, and much more.
Choose the best rebate credit card for your needs from the wide selection below.
Other Credit Cards with Specific Reward Categories
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0%* for 6 mo.* |
0% for 6 mo.* |
11.99%* |
None* |
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Capital One® No Hassle CashSM Rewards - Excellent Credit
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- 2% cash back on purchases at gas stations and major grocery stores
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- 0% intro APR on purchases until December 2010
- No annual fee
- Click "APPLY HERE" to apply online or call (866) 582-0808
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% until December 2010 |
None |
14.9% (V) |
None |
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FREE SPIRIT™ Onyx World MasterCard®
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- Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Get complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
0% for 6 mo.* |
14.24% |
$69 Waived First Year |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for up to 12 mo. |
None |
13.24% |
None |
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Discover® MoreSM Card
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- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0%* for 6 mo.* |
0% for 12 mo.* |
11.99%* |
None* |
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American Express (R) Preferred Rewards Gold Card
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- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
None |
None |
$125 |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 6 mo.* |
0% for 6 mo.* |
11.99%* |
$60* |
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Starwood Preferred Guest(R) Credit Card from American Express
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro Purchase APR |
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APR |
Annual Fee |
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See Terms* |
See Terms* |
15.24% |
See Terms* |
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Platinum Delta SkyMiles(R) Credit Card from American Express
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- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
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| Intro Purchase APR |
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APR |
Annual Fee |
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See Terms* |
See Terms* |
14.50% |
$150 |
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Capital One® Orbitz® Visa® Platinum - Excellent
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| Earn points for everyday purchases |
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No annual fee
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| Intro Purchase APR |
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APR |
Annual Fee |
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0% until December 2010 |
None |
13.9% (V) |
None |
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Discover® MoreSM Card - American Flag
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- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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0% for 6 mo.* |
0% for 6 mo.* |
11.99%* |
None* |
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PartnersFirst Cash Back Visa® Credit Card
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- Get a $50 statement credit, when you spend $100 on purchases within 60 days on the card.*
- Earn 1% cash back on every purchase and customize your card with your favorite photo!
- *Terms of Offer: In order to qualify, you must be approved and make qualifying purchases totaling $100 within the first 60 days of account open date. Offer valid for new cardholders through this promotion only. Not valid for existing PartnersFirst Rewards cardholders. This promotion is offered and administered by PartnersFirst. Offer to apply expires January 8, 2010.
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
0% for 6 mo.* |
16.24% |
None |
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Priceline Rewards Visa® Card
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- Earning points: Earn points every time you use your priceline rewards Visa card.
- Redeeming points: Use your points to pay for anything you buy with your card ($25 minimum).
- Variable redemption multiplier: Your points go farther when you redeem them on priceline purchases.
- Points categories: Earn double, triple, or even quadruple points on eligible priceline purchases. Earn double points in the everyday spend rewards category of your choice.
- One-time sign-on statement instant credit: You will receive $50 cash back on this purchase. Your new priceline rewards Visa card will be mailed to you shortly and your first statement will show a $50 credit.
- Program overview: As a member of the priceline rewards program, you earn points each time you use your priceline rewards Visa card. You can use points to pay for anything you buy with your priceline card ($25 minimum). Remember… you earn double, triple, or even quadruple points on eligible priceline purchases. And your points go farther when you redeem them on priceline purchases.
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
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None |
0% for 9 mo.* |
13.24% |
$29 |
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Wisdom Financial Services Rewards Visa® Credit Card
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- Earn Double Points on every purchase at "Big Box" Home Improvement Stores!
- Earn 1% cash back on every purchase
- Or, choose airline travel with no blackout dates, merchandise, gift cards and more.
- Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
- No Annual Fee
- Total fraud protection
- 24/7 customer service
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| Intro Purchase APR |
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APR |
Annual Fee |
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None |
0% for 6 mo.* |
16.24% |
None |
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Guide to Reward Credit Cards
With reward credit cards, you can earn cash back or accumulate points towards a specific reward. There are many types of reward credit cards, so look for a card that offers the rewards that are the most attractive to you, and also gives you the greatest savings on your frequent purchases.
Earnings range from 1% to as high as 5% on your purchases, so it pays to look at your options. Take a careful look at the redemption options the card offers for the earnings you accumulate. Choose the card whose redemption options are most attractive to you to maximize the benefits the card offers. See the reward categories available here to get an idea of your choices.
Various cards give a higher rebate for everyday expenditures, up to 5%, for purchases at grocery stores, gas stations, drug store purchases, and other types of purchases. In some cases, the higher rate is only an introductory offer that expires after a few months. Read the terms and conditions on the credit card application to learn what the ongoing rewards structure is.
Many reward credit cards put a cap on the total earnings you can accumulate in a year. Most people will not hit that cap, but if you will be putting a lot of charges on the card, you may search for a card that has no cap (these are available for businesses mostly) or get more than one reward credit card.
A reward credit card is most advantageous when you are able to pay the balance in full at the end of each month. If you plan to keep a balance on your card, you may save more with a credit card that offers a low interest rate on an ongoing basis.
You may also be interested in cards that offer cash back, frequent flyer miles or 0 apr for an introductory period. Businesses can benefit from business credit cards that offer many kinds of rewards and special features for businesses.
Click here for More Information
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